Mercury Financial Llc
Total Consideration
$166.5M
ATLANTICUS HOLDINGS CORPORATION — Key Metrics
2 years of history · ending 2025-12-31 · SEC EDGAR
Per Share Metrics
Expense Ratios
Working Capital Analysis
Valuation Multiples
Cash-Flow Multiples
Enterprise Value Multiples
52-Week Range
Trailing Returns
Yields
Capital Deployment Yields
Earnings Quality (OCF/NI · FCF/NI · Sloan Accruals)
EPS (Diluted)
$6
Book Value Per Share
$32
Free Cash Flow Per Share
$33
Cash Per Share
$32
Revenue Per Share
$103
OCF Per Share
$33
Return on Equity
22.2%
Return on Assets
2.2%
Asset Turnover
0.36
SBC / Revenue
0.2%
Capex / Revenue
—
Invested Capital
$609M
OCF / Net Income
5.22
FCF / Net Income
5.22
Accruals Ratio (Sloan)
-6.8%
Net Debt
$-621M
Net Debt / EBITDA
-172.53
Cash Coverage
2.11
Capex Coverage
—
Tangible Common Equity
$578M
TCE / Total Assets
7.6%
Cash ROIC
115.8%
Capex / D&A
—
Total Payout Ratio
56.9%
Asset Growth vs Revenue Growth
83.0%
Revenue 5Y CAGR
28.4%
EPS 5Y CAGR
5.4%
FCF 5Y CAGR
24.7%
EBITDA 5Y CAGR
24.6%
Book Value 5Y CAGR
51.4%
Stock Price (FY-end)
$67
Market Cap
$1.28B
P/E Ratio
10.51
P/S Ratio
0.65
P/B Ratio
2.11
P/TB Ratio
2.22
P/OCF Ratio
2.01
P/FCF Ratio
2.01
Enterprise Value
$663M
EV / EBITDA
184.08
EV / Sales
0.34
EV / FCF
1.04
FCF Yield
49.7%
Shareholder Yield
5.1%
Buyback Yield
5.4%
Capex Yield
—
Graham Number
$67
Shares Variation (YoY)
2.0%
Beta (5Y)
1.68
Cost of Equity
12.9%
52W High
$76
52W Low
$43
Trailing Return 1Y
17.5%
Trailing Return 5Y
153.5%
Earnings Forecasts
Per-quarter consensus estimates + actuals + beat/miss surprise. Sourced from Finnhub (Wall Street consensus aggregation).
Source caveat: Finnhub free tier returns the consensus mean only — analyst high / low / dispersion + analyst counts require a paid plan. A "$5.00 consensus" line above could mean "20 analysts at exactly $5" (high conviction) or "10 at $5.50, 10 at $4.50" (split). Treat single-line consensus accordingly.
EPS — Consensus vs Actual
Revenue — Consensus vs Actual
Stock Price on Earnings Dates
ATLANTICUS HOLDINGS CORPORATION — Effective Tax Rate ReconciliationNEW
Bridges from the federal statutory rate (21% post-TCJA) to the effective tax rate via the issuer's tax-note reconciliation lines. Sourced from EffectiveIncomeTaxRateReconciliation* flat CompanyFacts concepts. Conditional lines (R&D credits, FDII, SBC, valuation allowance, etc.) only render when the issuer discloses them. Persistent divergence between accrual tax expense and cash taxes paid is a leading signal for deferred-tax buildup.
Effective Rate Trend
| Reconciliation Line | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Federal Statutory Rate | 21.00% | 21.00% | 21.00% | 21.00% | 21.00% | — |
| State & Local Income Taxes | -0.10% | 1.60% | 2.70% | 2.40% | 3.00% | 3.50% |
| Foreign Rate Differential | -0.20% | -0.10% | -0.20% | -0.20% | -0.20% | -0.20% |
| Other Adjustments | 0.20% | -0.60% | -0.10% | -0.40% | 0.40% | 0.10% |
| Valuation Allowance Change | — | — | — | — | — | — |
| Tax Law Change | — | — | — | — | — | — |
| Effective Tax Rate | 17.90% | 19.00% | 9.80% | 20.60% | 20.40% | 24.20% |
Cash vs Accrual
| Item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Accrual) | $20.5M | $41.8M | $14.7M | $26.6M | $28.5M | $39.1M |
| Income Taxes Paid (Cash) | $327.0K | $19.9M | $4.2M | $1.5M | $229.0K | $1.0M |
ATLANTICUS HOLDINGS CORPORATION — M&A AcquisitionsNEW
Per-deal acquisition disclosures sourced from us-gaap:BusinessAcquisitionAxis dimensional XBRL. Each card surfaces the deal's purchase-price allocation (goodwill vs intangibles vs liabilities), contingent consideration (unpaid earn-outs), and pro-forma combined-entity numbers. Probability-of-Success (PoS) factor on biotech targets is the ASC 805 contingent-consideration valuation — higher = closer to commercialization, higher implied target value.