CHIME FINANCIAL, INC. — Key Metrics
2 years of history · ending 2025-12-31 · SEC EDGAR
Per Share Metrics
Expense Ratios
Working Capital Analysis
Valuation Multiples
Cash-Flow Multiples
Enterprise Value Multiples
52-Week Range
ROIC vs WACC
Yields
Capital Deployment Yields
Liquidity & Leverage Ratios
Earnings Quality (OCF/NI · FCF/NI · Sloan Accruals)
EPS (Diluted)
$-4
Book Value Per Share
$6
Free Cash Flow Per Share
$0
Cash Per Share
$2
Revenue Per Share
$9
OCF Per Share
$0
Return on Equity
381.9%
Return on Assets
-59.0%
Return on Invested Capital
310.7%
Current Ratio
4.53
Quick Ratio
4.53
Asset Turnover
1.28
R&D / Revenue
42.8%
SBC / Revenue
49.0%
Capex / Revenue
0.9%
Invested Capital
$1.40B
OCF / Net Income
-0.05
FCF / Net Income
-0.03
Accruals Ratio (Sloan)
-54.1%
Net Debt
$-466M
Net Debt / EBITDA
0.46
Capex Coverage
2.65
Tangible Common Equity
$1.35B
TCE / Total Assets
68.5%
Goodwill / Total Assets
1.4%
NOPAT
$-822M
Cash ROIC
-12.4%
WC / Revenue
62.6%
Capex / D&A
0.66
Reinvestment Rate
1.0%
Total Payout Ratio
-7.7%
Asset Growth vs Revenue Growth
3.8%
Stock Price (FY-end)
$25
Market Cap
$5.95B
P/S Ratio
2.72
P/B Ratio
4.24
P/TB Ratio
4.42
P/OCF Ratio
112.67
P/FCF Ratio
180.80
Enterprise Value
$5.48B
EV / Sales
2.51
EV / FCF
166.62
FCF Yield
0.6%
Shareholder Yield
-16.7%
Buyback Yield
1.3%
R&D Yield
15.7%
Capex Yield
0.3%
Shares Variation (YoY)
264.0%
Beta (5Y)
2.66
Cost of Equity
17.8%
52W High
$37
52W Low
$17
Earnings Forecasts
Per-quarter consensus estimates + actuals + beat/miss surprise. Sourced from Finnhub (Wall Street consensus aggregation).
Source caveat: Finnhub free tier returns the consensus mean only — analyst high / low / dispersion + analyst counts require a paid plan. A "$5.00 consensus" line above could mean "20 analysts at exactly $5" (high conviction) or "10 at $5.50, 10 at $4.50" (split). Treat single-line consensus accordingly.