EverQuote, Inc. Key Metrics

2 years of history · ending 2025-12-31 · SEC EDGAR

Forensics

Three classic accounting-quality scores. F-Score (0-9, higher = better fundamentals); M-Score (>-1.78 flags possible manipulation); Z-Score (>2.99 = safe, <1.81 = distressed). Use together — single-score readings are noisy.

F-Score (Piotroski 0-9)

Z-Score (Altman; <1.81 = distress)

Per Share Metrics

Turnover & Efficiency Analysis (days)

Expense Ratios

Working Capital Analysis

Valuation Multiples

Cash-Flow Multiples

Enterprise Value Multiples

52-Week Range

Trailing Returns

ROIC vs WACC

Yields

Capital Deployment Yields

Liquidity & Leverage Ratios

Earnings Quality (OCF/NI · FCF/NI · Sloan Accruals)

EPS (Diluted)
$3
Book Value Per Share
$6
Free Cash Flow Per Share
$2
Cash Per Share
$5
Revenue Per Share
$18
OCF Per Share
$3
Return on Equity
53.2%
Return on Assets
37.0%
Return on Invested Capital
31.2%
Debt to Equity
Current Ratio
2.94
Quick Ratio
2.94
Asset Turnover
2.58
Days Sales Outstanding
39.61
Days Payables Outstanding
1447.77
R&D / Revenue
4.5%
SBC / Revenue
3.5%
Capex / Revenue
0.7%
Working Capital
$169M
Net Current Asset Value
$167M
Invested Capital
$238M
OCF / Net Income
0.96
FCF / Net Income
0.91
Accruals Ratio (Sloan)
1.2%
Net Debt
$-171M
Net Debt / EBITDA
-2.76
Interest Coverage
Cash Coverage
Capex Coverage
18.86
Tangible Common Equity
$217M
TCE / Total Assets
66.2%
Goodwill / Total Assets
6.6%
NOPAT
$58M
Cash ROIC
48.4%
WC / Revenue
24.4%
Capex / D&A
1.33
Reinvestment Rate
2.1%
Total Payout Ratio
21.2%
Asset Growth vs Revenue Growth
16.8%
Revenue 5Y CAGR
14.8%
FCF 5Y CAGR
67.5%
Book Value 5Y CAGR
27.4%
Stock Price (FY-end)
$27
Market Cap
$1.02B
P/E Ratio
10.26
P/S Ratio
1.47
P/B Ratio
4.28
P/TB Ratio
4.71
P/OCF Ratio
10.69
P/FCF Ratio
11.29
Enterprise Value
$848M
EV / EBITDA
13.64
EV / Sales
1.22
EV / FCF
9.39
FCF Yield
8.9%
Shareholder Yield
-0.3%
Buyback Yield
2.1%
R&D Yield
3.1%
Capex Yield
0.5%
Operating Leverage
2.18
Graham Number
$19
Shares Variation (YoY)
3.0%
Beta (5Y)
1.26
Cost of Equity
10.8%
Cost of Debt (after tax)
52W High
$30
52W Low
$18
Trailing Return 1Y
37.2%
Trailing Return 5Y
-32.7%
F-Score (Piotroski)
5.00
Z-Score (Altman)
9.86

Earnings Forecasts

Per-quarter consensus estimates + actuals + beat/miss surprise. Sourced from Finnhub (Wall Street consensus aggregation).

Source caveat: Finnhub free tier returns the consensus mean only — analyst high / low / dispersion + analyst counts require a paid plan. A "$5.00 consensus" line above could mean "20 analysts at exactly $5" (high conviction) or "10 at $5.50, 10 at $4.50" (split). Treat single-line consensus accordingly.

EPS — Consensus vs Actual

Revenue — Consensus vs Actual

Beat / Miss vs Estimate

Stock Price on Earnings Dates

EverQuote, Inc. — Effective Tax Rate ReconciliationNEW

Bridges from the federal statutory rate (21% post-TCJA) to the effective tax rate via the issuer's tax-note reconciliation lines. Sourced from EffectiveIncomeTaxRateReconciliation* flat CompanyFacts concepts. Conditional lines (R&D credits, FDII, SBC, valuation allowance, etc.) only render when the issuer discloses them. Persistent divergence between accrual tax expense and cash taxes paid is a leading signal for deferred-tax buildup.

Effective Rate Trend

Reconciliation LineFY2020FY2021FY2022FY2023FY2024FY2025
Federal Statutory Rate21.00%21.00%21.00%21.00%21.00%21.00%
State & Local Income Taxes4.20%5.20%7.30%6.90%3.70%-15.10%
Foreign Rate Differential-0.40%
Other Adjustments
R&D Tax Credits12.40%5.60%2.30%0.30%3.00%9.80%
SBC (Nondeductible)97.20%10.90%-16.00%-5.80%-2.10%-4.30%
Nondeductible Expenses-0.70%-2.00%2.80%-0.30%0.30%
Valuation Allowance Change-136.30%-41.10%-19.90%-24.00%-16.00%-57.80%
Effective Tax Rate0.00%11.40%0.00%-1.10%5.40%-60.60%

Cash vs Accrual

ItemFY2020FY2021FY2022FY2023FY2024FY2025
Income Tax Expense (Accrual)−$2.5M$577.0K$1.8M−$37.5M
Income Taxes Paid (Cash)$175.0K$589.0K$2.3M$3.2M

EverQuote, Inc. — RestructuringNEW

Per-category restructuring disclosures sourced from us-gaap:RestructuringCostAndReserveAxis dimensional XBRL. Negative charges indicate reversals of prior accruals (a sign the original estimate was too aggressive — flattering current-period earnings).

As of 2023-12-31

CategoryClassP&L ChargeCash PaidReserve Balance
Employee SeveranceEmployee Severance+$4M
Employee Severance Cash CompensationEmployee Severance+$3M
Employee Severance Non Cash CompensationEmployee Severance+$1M