FIRST UNITED CORP/MD/ — Key Metrics
2 years of history · ending 2025-12-31 · SEC EDGAR
Per Share Metrics
Expense Ratios
Working Capital Analysis
Valuation Multiples
Cash-Flow Multiples
Enterprise Value Multiples
52-Week Range
Trailing Returns
Yields
Capital Deployment Yields
EPS (Diluted)
$4
Book Value Per Share
$31
Free Cash Flow Per Share
$2
Cash Per Share
$20
Revenue Per Share
$3
OCF Per Share
$3
Return on Equity
12.8%
Return on Assets
1.2%
Debt to Equity
0.47
Asset Turnover
0.01
SBC / Revenue
4.1%
Capex / Revenue
21.5%
Invested Capital
$300M
OCF / Net Income
0.79
FCF / Net Income
0.63
Accruals Ratio (Sloan)
0.2%
Net Debt
$-18M
Net Debt / EBITDA
-54.78
Cash Coverage
—
Dividend Coverage
3.25
Capex Coverage
4.88
Tangible Common Equity
$192M
TCE / Total Assets
9.2%
Goodwill / Total Assets
0.5%
Cash ROIC
5.1%
Total Payout Ratio
24.3%
Asset Growth vs Revenue Growth
1.8%
Revenue 5Y CAGR
5.7%
EPS 5Y CAGR
12.1%
FCF 5Y CAGR
1.1%
Book Value 5Y CAGR
9.2%
Stock Price (FY-end)
$37
Market Cap
$240M
P/E Ratio
9.80
P/S Ratio
13.04
P/B Ratio
1.18
P/TB Ratio
1.25
P/OCF Ratio
12.40
P/FCF Ratio
15.59
Enterprise Value
$222M
EV / EBITDA
675.41
EV / Sales
12.06
EV / FCF
14.42
FCF Yield
6.4%
Dividend Yield
2.5%
Shareholder Yield
2.2%
Buyback Yield
1.9%
Capex Yield
1.7%
Dividend Per Share
$1
DPS YoY Growth
11.7%
Graham Number
$52
Shares Variation (YoY)
-5.3%
Beta (5Y)
0.50
Cost of Equity
7.0%
Cost of Debt (after tax)
—
WACC
—
52W High
$41
52W Low
$25
Trailing Return 1Y
13.8%
Trailing Return 5Y
177.2%
Earnings Forecasts
Per-quarter consensus estimates + actuals + beat/miss surprise. Sourced from Finnhub (Wall Street consensus aggregation).
Source caveat: Finnhub free tier returns the consensus mean only — analyst high / low / dispersion + analyst counts require a paid plan. A "$5.00 consensus" line above could mean "20 analysts at exactly $5" (high conviction) or "10 at $5.50, 10 at $4.50" (split). Treat single-line consensus accordingly.