Heritage Insurance Holdings, Inc. — Key Metrics
2 years of history · ending 2025-12-31 · SEC EDGAR
Per Share Metrics
Expense Ratios
Working Capital Analysis
Valuation Multiples
Cash-Flow Multiples
Enterprise Value Multiples
52-Week Range
Trailing Returns
ROIC vs WACC
Yields
Capital Deployment Yields
EPS (Diluted)
$6
Book Value Per Share
$16
Free Cash Flow Per Share
$6
Cash Per Share
$18
Revenue Per Share
$27
OCF Per Share
$6
Return on Equity
49.1%
Return on Assets
8.4%
Return on Invested Capital
40.7%
Debt to Equity
0.16
Asset Turnover
0.36
SBC / Revenue
0.6%
Capex / Revenue
1.0%
Invested Capital
$584M
OCF / Net Income
0.93
FCF / Net Income
0.89
Accruals Ratio (Sloan)
0.6%
Net Debt
$-481M
Net Debt / EBITDA
-1.76
Interest Coverage
33.87
Cash Coverage
23.11
Dividend Coverage
—
Capex Coverage
22.57
Tangible Common Equity
$475M
TCE / Total Assets
21.6%
Goodwill / Total Assets
—
NOPAT
$202M
Cash ROIC
35.2%
Capex / D&A
1.24
Reinvestment Rate
0.6%
Total Payout Ratio
1.2%
Asset Growth vs Revenue Growth
-14.8%
Revenue 5Y CAGR
7.4%
EPS 5Y CAGR
83.8%
FCF 5Y CAGR
0.5%
EBITDA 5Y CAGR
71.8%
Book Value 5Y CAGR
2.7%
Stock Price (FY-end)
$29
Market Cap
$906M
P/E Ratio
4.63
P/S Ratio
1.07
P/B Ratio
1.79
P/TB Ratio
1.91
P/OCF Ratio
4.97
P/FCF Ratio
5.20
Enterprise Value
$425M
EV / EBITDA
1.55
EV / Sales
0.50
EV / FCF
2.44
FCF Yield
19.2%
Dividend Yield
—
Shareholder Yield
-0.3%
Buyback Yield
0.3%
Capex Yield
0.9%
Dividend Per Share
—
DPS YoY Growth
—
Operating Leverage
49.91
Graham Number
$48
Shares Variation (YoY)
1.0%
Beta (5Y)
0.76
Cost of Equity
8.3%
Cost of Debt (after tax)
7.6%
WACC
8.3%
ROIC - WACC Spread
32.4%
52W High
$31
52W Low
$11
Trailing Return 1Y
142.8%
Trailing Return 5Y
199.2%
Earnings Forecasts
Per-quarter consensus estimates + actuals + beat/miss surprise. Sourced from Finnhub (Wall Street consensus aggregation).
Source caveat: Finnhub free tier returns the consensus mean only — analyst high / low / dispersion + analyst counts require a paid plan. A "$5.00 consensus" line above could mean "20 analysts at exactly $5" (high conviction) or "10 at $5.50, 10 at $4.50" (split). Treat single-line consensus accordingly.