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SECURITY NATIONAL FINANCIAL CORPORATION — Key Metrics

2 years of history · ending 2025-12-31 · SEC EDGAR

Income StatementCash FlowBalance SheetKey Metrics

Per Share Metrics

Expense Ratios

Working Capital Analysis

Valuation Multiples

Cash-Flow Multiples

Enterprise Value Multiples

52-Week Range

Trailing Returns

Yields

Capital Deployment Yields

Earnings Quality (OCF/NI · FCF/NI · Sloan Accruals)

EPS (Diluted)
$1
Book Value Per Share
$16
Free Cash Flow Per Share
$2
Cash Per Share
$4
Revenue Per Share
$14
OCF Per Share
$2
Return on Equity
8.1%
Return on Assets
2.1%
Debt to Equity
—
Asset Turnover
0.23
SBC / Revenue
—
Capex / Revenue
0.5%
Invested Capital
$410M
OCF / Net Income
1.42
FCF / Net Income
1.36
Accruals Ratio (Sloan)
-0.9%
Net Debt
$-102M
Net Debt / EBITDA
-42.16
Cash Coverage
10.08
Capex Coverage
26.93
Tangible Common Equity
$401M
TCE / Total Assets
25.7%
Goodwill / Total Assets
0.3%
Cash ROIC
11.1%
Capex / D&A
0.70
Total Payout Ratio
5.0%
Asset Growth vs Revenue Growth
1.5%
Revenue 5Y CAGR
-6.5%
EPS 5Y CAGR
-10.4%
FCF 5Y CAGR
—
EBITDA 5Y CAGR
3.1%
Book Value 5Y CAGR
9.2%
Stock Price (FY-end)
$9
Market Cap
$230M
P/E Ratio
7.14
P/S Ratio
0.67
P/B Ratio
0.56
P/TB Ratio
0.57
P/OCF Ratio
5.04
P/FCF Ratio
5.24
Enterprise Value
$127M
EV / EBITDA
52.51
EV / Sales
0.37
EV / FCF
2.90
FCF Yield
19.1%
Shareholder Yield
0.7%
Buyback Yield
0.7%
Capex Yield
0.7%
Graham Number
$21
Shares Variation (YoY)
-3.6%
Beta (5Y)
0.54
Cost of Equity
7.2%
Cost of Debt (after tax)
—
WACC
—
52W High
$13
52W Low
$8
Trailing Return 1Y
-21.9%
Trailing Return 5Y
36.6%

Earnings Forecasts

Per-quarter consensus estimates + actuals + beat/miss surprise. Sourced from Finnhub (Wall Street consensus aggregation).

Source caveat: Finnhub free tier returns the consensus mean only — analyst high / low / dispersion + analyst counts require a paid plan. A "$5.00 consensus" line above could mean "20 analysts at exactly $5" (high conviction) or "10 at $5.50, 10 at $4.50" (split). Treat single-line consensus accordingly.

Stock Price on Earnings Dates

SECURITY NATIONAL FINANCIAL CORPORATION — Effective Tax Rate ReconciliationNEW

Bridges from the federal statutory rate (21% post-TCJA) to the effective tax rate via the issuer's tax-note reconciliation lines. Sourced from EffectiveIncomeTaxRateReconciliation* flat CompanyFacts concepts. Conditional lines (R&D credits, FDII, SBC, valuation allowance, etc.) only render when the issuer discloses them. Persistent divergence between accrual tax expense and cash taxes paid is a leading signal for deferred-tax buildup.

Effective Rate Trend

Reconciliation LineFY2020FY2021FY2022FY2023FY2024FY2025
Federal Statutory Rate—21.00%21.00%21.00%——
State & Local Income Taxes————0.40%0.40%
Foreign Rate Differential——————
Other Adjustments————0.10%0.10%
Nondeductible Expenses————0.60%0.90%
Effective Tax Rate22.20%23.70%25.30%11.10%22.10%22.40%

Cash vs Accrual

ItemFY2020FY2021FY2022FY2023FY2024FY2025
Income Tax Expense (Accrual)$15.9M$12.3M$8.7M$1.8M$8.3M$9.3M
Income Taxes Paid (Cash)$11.8M$5.1M$729.7K$20.4M$8.2M—