Texas Community Bancshares, Inc. — Key Metrics
2 years of history · ending 2025-12-31 · SEC EDGAR
Forensics
Three classic accounting-quality scores. F-Score (0-9, higher = better fundamentals); M-Score (>-1.78 flags possible manipulation); Z-Score (>2.99 = safe, <1.81 = distressed). Use together — single-score readings are noisy.
F-Score (Piotroski 0-9)
Per Share Metrics
Expense Ratios
Working Capital Analysis
Valuation Multiples
Cash-Flow Multiples
52-Week Range
Trailing Returns
ROIC vs WACC
Yields
EPS (Diluted)
$1
Book Value Per Share
$19
Free Cash Flow Per Share
$0
Revenue Per Share
$8
OCF Per Share
$0
Return on Equity
5.4%
Return on Assets
0.7%
Asset Turnover
0.05
SBC / Revenue
2.7%
Capex / Revenue
1.8%
Net Current Asset Value
$-376M
Invested Capital
$54M
OCF / Net Income
0.48
FCF / Net Income
0.34
Accruals Ratio (Sloan)
0.3%
Cash Coverage
0.20
Dividend Coverage
2.31
Capex Coverage
3.47
Tangible Common Equity
$54M
TCE / Total Assets
12.5%
Cash ROIC
1.8%
Capex / D&A
0.85
Total Payout Ratio
132.2%
Asset Growth vs Revenue Growth
-3.2%
Revenue 5Y CAGR
15.8%
EPS 5Y CAGR
30.6%
FCF 5Y CAGR
-2.5%
EBITDA 5Y CAGR
9.1%
Stock Price (FY-end)
$18
Market Cap
$51M
P/E Ratio
18.00
P/S Ratio
2.27
P/B Ratio
0.95
P/TB Ratio
0.95
P/OCF Ratio
37.42
P/FCF Ratio
52.58
FCF Yield
1.9%
Dividend Yield
1.2%
Shareholder Yield
6.2%
Graham Number
$21
Shares Variation (YoY)
-4.4%
Beta (5Y)
0.12
Cost of Equity
5.1%
WACC
5.1%
52W High
$18
52W Low
$15
Trailing Return 1M
12.9%
Trailing Return 6M
11.7%
Trailing Return 1Y
20.5%
F-Score (Piotroski)
5.00