Waterstone Financial, Inc. — Key Metrics
2 years of history · ending 2025-12-31 · SEC EDGAR
Per Share Metrics
Expense Ratios
Working Capital Analysis
Valuation Multiples
Cash-Flow Multiples
Enterprise Value Multiples
52-Week Range
Trailing Returns
Yields
Capital Deployment Yields
EPS (Diluted)
$1
Book Value Per Share
$20
Free Cash Flow Per Share
$1
Cash Per Share
—
Revenue Per Share
$6
OCF Per Share
$1
Return on Equity
7.7%
Return on Assets
1.2%
Debt to Equity
1.18
Asset Turnover
0.05
SBC / Revenue
0.3%
Capex / Revenue
1.0%
Invested Capital
$762M
OCF / Net Income
0.92
FCF / Net Income
0.87
Accruals Ratio (Sloan)
0.1%
Net Debt
$412M
Net Debt / EBITDA
257.66
Cash Coverage
—
Dividend Coverage
2.25
Capex Coverage
20.76
Tangible Common Equity
$349M
TCE / Total Assets
15.5%
Cash ROIC
3.0%
Capex / D&A
0.73
Total Payout Ratio
102.2%
Asset Growth vs Revenue Growth
-0.3%
Revenue 5Y CAGR
8.1%
EPS 5Y CAGR
-20.1%
FCF 5Y CAGR
—
EBITDA 5Y CAGR
-8.5%
Book Value 5Y CAGR
-3.3%
Stock Price (FY-end)
$16
Market Cap
$290M
P/E Ratio
11.00
P/S Ratio
2.50
P/B Ratio
0.83
P/TB Ratio
0.83
P/OCF Ratio
12.01
P/FCF Ratio
12.61
Enterprise Value
$703M
EV / EBITDA
439.11
EV / Sales
6.05
EV / FCF
30.52
FCF Yield
7.9%
Dividend Yield
3.7%
Shareholder Yield
9.2%
Buyback Yield
5.6%
Capex Yield
0.4%
Dividend Per Share
$1
DPS YoY Growth
-0.6%
Graham Number
$25
Shares Variation (YoY)
-12.4%
Beta (5Y)
0.54
Cost of Equity
7.2%
Cost of Debt (after tax)
—
WACC
—
52W High
$17
52W Low
$11
Trailing Return 1Y
29.0%
Trailing Return 5Y
18.0%
Earnings Forecasts
Per-quarter consensus estimates + actuals + beat/miss surprise. Sourced from Finnhub (Wall Street consensus aggregation).
Source caveat: Finnhub free tier returns the consensus mean only — analyst high / low / dispersion + analyst counts require a paid plan. A "$5.00 consensus" line above could mean "20 analysts at exactly $5" (high conviction) or "10 at $5.50, 10 at $4.50" (split). Treat single-line consensus accordingly.