Waterstone Financial, Inc. Cash Flow Charts

8 quarters of history · ending 2025-12-31 · SEC EDGAR

Source:10-K · 10-Q

Capital Allocation

How management deploys cash: investing in the business (Capex + M&A) vs returning to shareholders (Buybacks + Dividends).

Capital Allocation Waterfall

Buybacks vs Stock-Based Comp

Net Debt Issuance

Cash Flow

Cash Flow by Activity

Operating Cash Flow↓-86.5% -$20M
$3M
Free Cash Flow↓-88.6% -$20M
$3M
Investing Cash Flow↑+404.5% +$30M
$37M
Financing Cash Flow
$6M
Capex↑+54.2% +$192K
$546K
Stock Buybacks↓-2.7% -$76K
$3M
Dividends Paid↓-4.5% -$123K
$3M
Stock-Based Comp↑+41.0% +$43K
$148K
Debt Issued↓-100.0% -$20M
$0
Debt Repaid↓-33.3% -$10M
$20M
D&A
SBC Allocated Expense↑+41.0% +$43K
$148K