Wintrust Financial Corporation Cash Flow Charts

8 quarters of history · ending 2025-12-31 · SEC EDGAR

Source:10-K · 10-Q

Capital Allocation

How management deploys cash: investing in the business (Capex + M&A) vs returning to shareholders (Buybacks + Dividends).

Capital Allocation Waterfall

Buybacks vs Stock-Based Comp

Cash Flow

Cash Flow by Activity

Operating Cash Flow↓-48.7% -$239M
$252M
Free Cash Flow↓-46.6% -$220M
$252M
Investing Cash Flow↑+31.4% +$446M
$-973M
Financing Cash Flow↑+21.3% +$203M
$1.16B
Capex
$20M
Acquisitions
$0
Stock Buybacks
Dividends Paid↑+13.4% +$5M
$42M
Stock-Based Comp↑+3.5% +$365K
$11M
Debt Issued
SBC Allocated Expense↑+0.9% +$100K
$11M
SBC Unrecognized Cost↑+1.3% +$500K
$40M