CHIME FINANCIAL, INC. — Earnings
Most recent reported period: FY2025 (Q4) (filed for period ending 2025-12-31) · sourced from SEC EDGAR
Next earnings (estimated): Wed, April 1, 2026 — 30 days overdue (likely already filed but EDGAR cache cold). Anchored to latest quarter-end + 91 days. Analyst-confirmed dates land in a follow-up wave.
YoY = vs same quarter prior year (seasonality-adjusted)
Recent earnings · last 8 quarters
| Quarter end | Revenue | YoY | Net Income | YoY | Op. Margin |
|---|---|---|---|---|---|
| 2025-12-31 | $596M | ↑+25.5% | — | — | — |
| 2025-09-30 | $544M | ↑+28.8% | $-55M | ↓-148.4% | -11.9% |
| 2025-06-30 | $528M | ↑+37.5% | $-923M | ↓-239937.9% | -176.2% |
| 2025-03-31 | — | — | $13M | ↓-18.6% | — |
| 2024-12-31 | $475M | — | — | — | — |
| 2024-09-30 | $422M | — | $-22M | — | -7.3% |
| 2024-06-30 | $384M | — | $385K | — | -2.5% |
| 2024-03-31 | — | — | $16M | — | — |
Analyst consensus estimates (EPS / Revenue) and implied move from options will land in a follow-up wave. For now, YoY-vs-prior-year-quarter is the surprise proxy.
Last earnings · FY2025 (Q4)
Revenue
$596M
↑+25.5% +$121M YoY
Net Income
$402M
↑+23.9% +$77M YoY
Earnings surprise · last 8 quarters
YoY % change · proxy for analyst surprise until estimates landEPS history · last 10 fiscal years
diluted, GAAP, annualNote: EPS reflects WEIGHTED-AVERAGE diluted shares for each fiscal year. Pre-stock- split values can blow up the early bars if SEC's XBRL data isn't split-adjusted — flagged as a known limitation; cumulative split-adjustment is a follow-up.
Go deeper
CHYM Sankey — flow of dollars
See how revenue waterfalls through every line item to net income for the latest reported quarter, with prior-period comparison.
Open SankeyCHYM Key Metrics — EPS, ROE, ROIC
10 CFA-grade fundamental ratios — EPS, BVPS, ROE, ROA, ROIC, Debt/Equity, Current Ratio. Compare across years.
Open Key Metrics