Waterstone Financial, Inc. — Earnings
Most recent reported period: FY2025 (Q4) (filed for period ending 2025-12-31) · sourced from SEC EDGAR
Next earnings (estimated): Wed, April 1, 2026 — 30 days overdue (likely already filed but EDGAR cache cold). Anchored to latest quarter-end + 91 days. Analyst-confirmed dates land in a follow-up wave.
YoY = vs same quarter prior year (seasonality-adjusted)
Recent earnings · last 8 quarters
| Quarter end | Revenue | YoY | Net Income | YoY | Op. Margin |
|---|---|---|---|---|---|
| 2025-12-31 | $30M | ↑+3.6% | $8M | ↑+48.0% | — |
| 2025-09-30 | $30M | ↑+1.3% | $8M | ↑+67.6% | — |
| 2025-06-30 | $29M | ↑+2.4% | $8M | ↑+35.3% | — |
| 2025-03-31 | $28M | ↑+3.2% | $3M | ↓-0.1% | — |
| 2024-12-31 | $29M | ↑+8.8% | $5M | — | — |
| 2024-09-30 | $29M | ↑+10.7% | $5M | ↑+45.3% | — |
| 2024-06-30 | $28M | ↑+15.6% | $6M | ↑+42.6% | — |
| 2024-03-31 | $27M | ↑+22.9% | $3M | ↑+41.0% | — |
Analyst consensus estimates (EPS / Revenue) and implied move from options will land in a follow-up wave. For now, YoY-vs-prior-year-quarter is the surprise proxy.
Last earnings · FY2025 (Q4)
Revenue
$30M
↑+3.6% +$1M YoY
Net Income
$8M
↑+48.0% +$3M YoY
Earnings surprise · last 8 quarters
YoY % change · proxy for analyst surprise until estimates landEPS history · last 10 fiscal years
diluted, GAAP, annualNote: EPS reflects WEIGHTED-AVERAGE diluted shares for each fiscal year. Pre-stock- split values can blow up the early bars if SEC's XBRL data isn't split-adjusted — flagged as a known limitation; cumulative split-adjustment is a follow-up.
Go deeper
WSBF Sankey — flow of dollars
See how revenue waterfalls through every line item to net income for the latest reported quarter, with prior-period comparison.
Open SankeyWSBF Key Metrics — EPS, ROE, ROIC
10 CFA-grade fundamental ratios — EPS, BVPS, ROE, ROA, ROIC, Debt/Equity, Current Ratio. Compare across years.
Open Key Metrics