C & F FINANCIAL CORPORATION — Earnings
Most recent reported period: FY2025 (Q4) (filed for period ending 2025-12-31) · sourced from SEC EDGAR
Next earnings (estimated): Wed, April 1, 2026 — 30 days overdue (likely already filed but EDGAR cache cold). Anchored to latest quarter-end + 91 days. Analyst-confirmed dates land in a follow-up wave.
YoY = vs same quarter prior year (seasonality-adjusted)
Recent earnings · last 8 quarters
| Quarter end | Revenue | YoY | Net Income | YoY | Op. Margin |
|---|---|---|---|---|---|
| 2025-12-31 | $36M | ↑+12.0% | $7M | ↑+11.0% | — |
| 2025-09-30 | $36M | ↑+7.6% | $7M | ↑+31.3% | — |
| 2025-06-30 | $36M | ↑+16.7% | $8M | ↑+53.6% | — |
| 2025-03-31 | $33M | ↑+6.3% | $5M | ↑+57.8% | — |
| 2024-12-31 | $32M | ↑+1.0% | $6M | ↑+19.1% | — |
| 2024-09-30 | $33M | ↑+9.1% | $5M | ↓-6.9% | — |
| 2024-06-30 | $31M | ↓-3.6% | $5M | ↓-20.6% | — |
| 2024-03-31 | $31M | ↓-6.0% | $3M | ↓-47.2% | — |
Analyst consensus estimates (EPS / Revenue) and implied move from options will land in a follow-up wave. For now, YoY-vs-prior-year-quarter is the surprise proxy.
Last earnings · FY2025 (Q4)
Revenue
$36M
↑+12.0% +$4M YoY
Net Income
$7M
↑+11.0% +$664K YoY
Earnings surprise · last 8 quarters
YoY % change · proxy for analyst surprise until estimates landEPS history · last 10 fiscal years
diluted, GAAP, annualNote: EPS reflects WEIGHTED-AVERAGE diluted shares for each fiscal year. Pre-stock- split values can blow up the early bars if SEC's XBRL data isn't split-adjusted — flagged as a known limitation; cumulative split-adjustment is a follow-up.
Go deeper
CFFI Sankey — flow of dollars
See how revenue waterfalls through every line item to net income for the latest reported quarter, with prior-period comparison.
Open SankeyCFFI Key Metrics — EPS, ROE, ROIC
10 CFA-grade fundamental ratios — EPS, BVPS, ROE, ROA, ROIC, Debt/Equity, Current Ratio. Compare across years.
Open Key Metrics