AMERICAN EXPRESS CO — Income Charts
12 quarters of history · ending 2026-03-31 · SEC EDGAR
Source:10-K · 10-Q
Revenue, Gross Profit, Operating Income & Net Income
Margin (%)
Income Breakdown
Revenue↑+9.3% +$891M
$10.52B
Operating Income
—
EBITDA
—
Interest Expense
$2.01B
Other Income/Expense
—
Pretax Income↑+13.5% +$448M
$3.78B
Tax Provision↑+8.2% +$61M
$807M
Net Income↑+15.0% +$387M
$2.97B
Operating Margin
—
Net Margin↑+1.4pts
28.2%
Effective Tax Rate↓-1.0pts
21.4%
ETR (Continuing Operations)↑+0.0pts
21.5%
ETR Federal Statutory↑+0.0pts
21.0%
ETR State + Local (pp)↓-0.6pts
1.9%
ETR Foreign Differential (pp)↓-0.2pts
-1.0%
Contract LiabilityNEW
—
Contract Liability (Current)NEW
—
Revenue YoY Variation↑+6.2pts
9.3%
Income YoY Variation
—
Revenue QoQ Variation↓-0.6pts
-3.9%
Income QoQ Variation
—
AMERICAN EXPRESS CO — Bank Segment KPIsNEW
Bank-shape segment metrics for the latest disclosed period. ROE and overhead-ratio values are issuer-precomputed (read directly from the R-report). Source: SEC EDGAR (Tier 2 fields, qc/sankey PR #312).
US Consumer Services
- NII
- $12.51B
- Fee Revenue
- $22.31B
- ROE
- —
- Overhead Ratio
- —
- Total Assets
- $122.97B
Commercial Services
- NII
- $3.27B
- Fee Revenue
- $13.65B
- ROE
- —
- Overhead Ratio
- —
- Total Assets
- $63.17B
International Card Services
- NII
- $1.18B
- Fee Revenue
- $11.82B
- ROE
- —
- Overhead Ratio
- —
- Total Assets
- $50.09B
Global Merchant And Network Services
- NII
- $701M
- Fee Revenue
- $7.06B
- ROE
- —
- Overhead Ratio
- —
- Total Assets
- $18.69B
NII vs Noninterest Revenue Split
Per-segment revenue mix. NII (spread income) bottom, fee revenue top. Diagnostic of business model — pure-spread segments (consumer banking) vs fee-driven (asset management).