CHIME FINANCIAL, INC. — Income Charts
7 quarters of history · ending 2025-12-31 · SEC EDGAR
Source:10-K · 10-Q
Revenue, Gross Profit, Operating Income & Net Income
Margin (%)
Operating Expenses
Income Breakdown
Revenue↑+25.5% +$121M
$596M
R&D↑+41.2% +$32M
$111M
D&A↑+9.8% +$695K
$8M
Operating Income↓-111.2% -$34M
$-65M
EBITDA↑+9.8% +$695K
$8M
Other Income/Expense↓-5.1% -$549K
$10M
Pretax Income↓-174.6% -$35M
$-54M
Tax Provision↓-88.8% -$365K
$46K
Net Income↓-148.4% -$33M
$-55M
Operating Margin↓-4.6pts
-11.9%
Net Margin↓-4.8pts
-10.1%
Effective Tax Rate↑+10.6pts
-0.5%
ETR (Continuing Operations)↑+11.4pts
-0.1%
ETR Federal Statutory↑+0.0pts
21.0%
ETR State + Local (pp)↑+5.7pts
-0.1%
Operating Lease Cost↑+50.4% +$1M
$4M
Revenue YoY Variation
25.5%
Income YoY Variation
-111.2%
Revenue QoQ Variation↓-2.9pts
9.7%
Income QoQ Variation↑+317.6pts
93.0%