FIRST BANCORP. — Key Metrics
2 years of history · ending 2025-12-31 · SEC EDGAR
Forensics
Three classic accounting-quality scores. F-Score (0-9, higher = better fundamentals); M-Score (>-1.78 flags possible manipulation); Z-Score (>2.99 = safe, <1.81 = distressed). Use together — single-score readings are noisy.
F-Score (Piotroski 0-9)
Per Share Metrics
Expense Ratios
Working Capital Analysis
Valuation Multiples
Cash-Flow Multiples
52-Week Range
Trailing Returns
Yields
EPS (Diluted)
$2
Book Value Per Share
$12
Free Cash Flow Per Share
$3
Cash Per Share
—
Revenue Per Share
$8
OCF Per Share
$3
Return on Equity
19.0%
Return on Assets
1.8%
Debt to Equity
0.15
Asset Turnover
0.07
SBC / Revenue
0.8%
Capex / Revenue
0.9%
Net Current Asset Value
$-17.17B
Invested Capital
$2.26B
OCF / Net Income
1.30
FCF / Net Income
1.27
Accruals Ratio (Sloan)
-0.5%
Net Debt
$290M
Net Debt / EBITDA
16.86
Cash Coverage
—
Dividend Coverage
3.88
Capex Coverage
40.66
Tangible Common Equity
$1.92B
TCE / Total Assets
10.1%
Goodwill / Total Assets
0.2%
Cash ROIC
19.5%
Capex / D&A
0.64
Total Payout Ratio
78.1%
Asset Growth vs Revenue Growth
-3.2%
Revenue 5Y CAGR
9.3%
EPS 5Y CAGR
27.5%
FCF 5Y CAGR
9.2%
EBITDA 5Y CAGR
-3.1%
Book Value 5Y CAGR
-2.9%
Stock Price (FY-end)
$21
Market Cap
$3.30B
P/E Ratio
9.58
P/S Ratio
2.63
P/B Ratio
1.68
P/TB Ratio
1.72
P/OCF Ratio
7.36
P/FCF Ratio
7.55
FCF Yield
13.2%
Dividend Yield
3.5%
Shareholder Yield
7.8%
Graham Number
$24
Shares Variation (YoY)
-2.7%
Beta (5Y)
1.07
Cost of Equity
9.9%
Cost of Debt (after tax)
—
WACC
—
52W High
$22
52W Low
$16
Trailing Return 1M
4.0%
Trailing Return 6M
-3.6%
Trailing Return 1Y
13.8%
Trailing Return 5Y
163.7%
F-Score (Piotroski)
7.00
Earnings Forecasts
Per-quarter consensus estimates + actuals + beat/miss surprise. Sourced from Finnhub (Wall Street consensus aggregation).
Source caveat: Finnhub free tier returns the consensus mean only — analyst high / low / dispersion + analyst counts require a paid plan. A "$5.00 consensus" line above could mean "20 analysts at exactly $5" (high conviction) or "10 at $5.50, 10 at $4.50" (split). Treat single-line consensus accordingly.