The Hartford Insurance Group, Inc. — Key Metrics
3 years of history · ending 2025-12-31 · SEC EDGAR
Per Share Metrics
Expense Ratios
Working Capital Analysis
Valuation Multiples
Cash-Flow Multiples
Enterprise Value Multiples
52-Week Range
Trailing Returns
ROIC vs WACC
Yields
Capital Deployment Yields
EPS (Diluted)
$13
Book Value Per Share
$66
Free Cash Flow Per Share
$20
Revenue Per Share
$99
OCF Per Share
$21
Return on Equity
21.7%
Return on Assets
4.6%
Return on Invested Capital
—
Debt to Equity
0.23
Asset Turnover
0.34
SBC / Revenue
—
Capex / Revenue
0.6%
Invested Capital
$23.35B
OCF / Net Income
1.54
FCF / Net Income
1.50
Accruals Ratio (Sloan)
-2.4%
Net Debt
$4.37B
Net Debt / EBITDA
23.37
Interest Coverage
—
Cash Coverage
29.76
Dividend Coverage
10.00
Capex Coverage
35.04
Tangible Common Equity
$16.50B
TCE / Total Assets
19.2%
Goodwill / Total Assets
2.2%
NOPAT
—
Cash ROIC
26.1%
Capex / D&A
0.90
Reinvestment Rate
—
Total Payout Ratio
57.5%
Asset Growth vs Revenue Growth
-0.6%
Revenue 5Y CAGR
6.7%
EPS 5Y CAGR
17.2%
FCF 5Y CAGR
8.9%
EBITDA 5Y CAGR
-7.2%
Book Value 5Y CAGR
0.5%
Stock Price (FY-end)
$137
Market Cap
$39.31B
P/E Ratio
10.25
P/S Ratio
1.39
P/B Ratio
2.07
P/TB Ratio
2.38
P/OCF Ratio
6.64
P/FCF Ratio
6.83
Enterprise Value
$43.68B
EV / EBITDA
233.60
EV / Sales
1.54
EV / FCF
7.59
FCF Yield
14.6%
Dividend Yield
1.5%
Shareholder Yield
5.6%
Buyback Yield
4.1%
Capex Yield
0.4%
Dividend Per Share
$2
DPS YoY Growth
11.0%
Graham Number
$141
Shares Variation (YoY)
-4.1%
Beta (5Y)
0.64
Cost of Equity
7.7%
Cost of Debt (after tax)
3.7%
WACC
7.3%
52W High
$139
52W Low
$104
Trailing Return 1Y
27.3%
Trailing Return 5Y
216.6%
Earnings Forecasts
Per-quarter consensus estimates + actuals + beat/miss surprise. Sourced from Finnhub (Wall Street consensus aggregation).
Source caveat: Finnhub free tier returns the consensus mean only — analyst high / low / dispersion + analyst counts require a paid plan. A "$5.00 consensus" line above could mean "20 analysts at exactly $5" (high conviction) or "10 at $5.50, 10 at $4.50" (split). Treat single-line consensus accordingly.