PAYSIGN, INC. — Key Metrics
2 years of history · ending 2025-12-31 · SEC EDGAR
Forensics
Three classic accounting-quality scores. F-Score (0-9, higher = better fundamentals); M-Score (>-1.78 flags possible manipulation); Z-Score (>2.99 = safe, <1.81 = distressed). Use together — single-score readings are noisy.
F-Score (Piotroski 0-9)
Z-Score (Altman; <1.81 = distress)
Per Share Metrics
Turnover & Efficiency Analysis (days)
Expense Ratios
Working Capital Analysis
Valuation Multiples
Cash-Flow Multiples
Enterprise Value Multiples
52-Week Range
Trailing Returns
ROIC vs WACC
Yields
Capital Deployment Yields
Liquidity & Leverage Ratios
Earnings Quality (OCF/NI · FCF/NI · Sloan Accruals)
EPS (Diluted)
$0
Book Value Per Share
$1
Free Cash Flow Per Share
$1
Cash Per Share
—
Revenue Per Share
$1
OCF Per Share
$1
Return on Equity
19.1%
Return on Assets
3.3%
Return on Invested Capital
13.0%
Debt to Equity
0.13
Current Ratio
1.11
Quick Ratio
1.11
Asset Turnover
0.36
Days Sales Outstanding
321.23
SBC / Revenue
5.2%
Capex / Revenue
1.5%
Working Capital
$24M
Net Current Asset Value
$12M
Invested Capital
$55M
OCF / Net Income
6.95
FCF / Net Income
6.79
Accruals Ratio (Sloan)
-16.3%
Net Debt
$6M
Net Debt / EBITDA
0.39
Interest Coverage
—
Cash Coverage
—
Capex Coverage
43.38
Tangible Common Equity
$22M
TCE / Total Assets
7.8%
Goodwill / Total Assets
1.6%
NOPAT
$6M
Cash ROIC
120.5%
WC / Revenue
28.9%
Capex / D&A
0.15
Reinvestment Rate
-96.6%
Total Payout Ratio
5.0%
Asset Growth vs Revenue Growth
13.8%
Revenue 5Y CAGR
27.7%
EPS 5Y CAGR
-12.5%
FCF 5Y CAGR
32.8%
EBITDA 5Y CAGR
-1.5%
Book Value 5Y CAGR
29.7%
Stock Price (FY-end)
$5
Market Cap
$307M
P/E Ratio
40.68
P/S Ratio
3.74
P/B Ratio
6.34
P/TB Ratio
14.18
P/OCF Ratio
5.86
P/FCF Ratio
5.99
Enterprise Value
$313M
EV / EBITDA
19.98
EV / Sales
3.82
EV / FCF
6.11
FCF Yield
16.7%
Shareholder Yield
-1.3%
Buyback Yield
0.1%
Capex Yield
0.4%
Operating Leverage
15.33
Graham Number
$2
Shares Variation (YoY)
7.3%
Beta (5Y)
1.40
Cost of Equity
11.5%
Cost of Debt (after tax)
—
WACC
—
ROIC - WACC Spread
—
52W High
$9
52W Low
$2
Trailing Return 1Y
57.5%
Trailing Return 5Y
9.1%
F-Score (Piotroski)
6.00
M-Score (Beneish)
—
Z-Score (Altman)
1.37
Earnings Forecasts
Per-quarter consensus estimates + actuals + beat/miss surprise. Sourced from Finnhub (Wall Street consensus aggregation).
Source caveat: Finnhub free tier returns the consensus mean only — analyst high / low / dispersion + analyst counts require a paid plan. A "$5.00 consensus" line above could mean "20 analysts at exactly $5" (high conviction) or "10 at $5.50, 10 at $4.50" (split). Treat single-line consensus accordingly.