First Bank Holding Company
Total Consideration
$4.20B
PNC Financial Services Group, Inc. — Key Metrics
3 years of history · ending 2025-12-31 · SEC EDGAR
Per Share Metrics
Working Capital Analysis
Valuation Multiples
Cash-Flow Multiples
Enterprise Value Multiples
52-Week Range
Trailing Returns
ROIC vs WACC
Yields
Capital Deployment Yields
Liquidity & Leverage Ratios
Earnings Quality (OCF/NI · FCF/NI · Sloan Accruals)
EPS (Diluted)
$18
Book Value Per Share
$153
Free Cash Flow Per Share
$11
Revenue Per Share
$58
OCF Per Share
$11
Return on Equity
12.2%
Return on Assets
1.2%
Debt to Equity
0.94
Asset Turnover
0.04
SBC / Revenue
—
Invested Capital
$117.69B
OCF / Net Income
0.63
FCF / Net Income
0.63
Accruals Ratio (Sloan)
0.5%
Net Debt
$57.10B
Net Debt / EBITDA
149.87
Cash Coverage
0.97
Dividend Coverage
1.66
Tangible Common Equity
$49.63B
TCE / Total Assets
8.7%
Goodwill / Total Assets
1.9%
Cash ROIC
3.7%
Total Payout Ratio
56.8%
Asset Growth vs Revenue Growth
-4.7%
Revenue 5Y CAGR
6.4%
EPS 5Y CAGR
-1.5%
FCF 5Y CAGR
-1.2%
EBITDA 5Y CAGR
-17.3%
Book Value 5Y CAGR
2.3%
Stock Price (FY-end)
$206
Market Cap
$81.40B
P/E Ratio
11.63
P/S Ratio
3.52
P/B Ratio
1.34
P/TB Ratio
1.64
P/OCF Ratio
18.57
P/FCF Ratio
18.57
Enterprise Value
$138.50B
EV / EBITDA
363.53
EV / Sales
6.00
EV / FCF
31.59
FCF Yield
5.4%
Dividend Yield
3.2%
Shareholder Yield
4.9%
Buyback Yield
1.6%
Dividend Per Share
$7
DPS YoY Growth
4.9%
Graham Number
$247
Shares Variation (YoY)
-1.0%
Beta (5Y)
0.99
Cost of Equity
9.4%
Cost of Debt (after tax)
12.0%
WACC
11.3%
52W High
$211
52W Low
$143
Trailing Return 1Y
12.0%
Trailing Return 5Y
70.4%
Earnings Forecasts
Per-quarter consensus estimates + actuals + beat/miss surprise. Sourced from Finnhub (Wall Street consensus aggregation).
Source caveat: Finnhub free tier returns the consensus mean only — analyst high / low / dispersion + analyst counts require a paid plan. A "$5.00 consensus" line above could mean "20 analysts at exactly $5" (high conviction) or "10 at $5.50, 10 at $4.50" (split). Treat single-line consensus accordingly.
EPS — Consensus vs Actual
Revenue — Consensus vs Actual
Beat / Miss vs Estimate
Stock Price on Earnings Dates
PNC Financial Services Group, Inc. — Effective Tax Rate ReconciliationNEW
Bridges from the federal statutory rate (21% post-TCJA) to the effective tax rate via the issuer's tax-note reconciliation lines. Sourced from EffectiveIncomeTaxRateReconciliation* flat CompanyFacts concepts. Conditional lines (R&D credits, FDII, SBC, valuation allowance, etc.) only render when the issuer discloses them. Persistent divergence between accrual tax expense and cash taxes paid is a leading signal for deferred-tax buildup.
Effective Rate Trend
| Reconciliation Line | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Federal Statutory Rate | 21.00% | 21.00% | 21.00% | 21.00% | 21.00% | 21.00% |
| State & Local Income Taxes | 2.00% | 2.60% | 2.70% | 2.40% | 2.80% | 2.30% |
| Foreign Rate Differential | — | — | — | — | 0.20% | -0.10% |
| Other Adjustments | 1.50% | 0.60% | -0.30% | -0.80% | -0.10% | -0.30% |
| Tax Law Change | — | — | — | — | — | — |
| Effective Tax Rate | 12.40% | 18.10% | 18.20% | 16.20% | 17.80% | 17.50% |
Cash vs Accrual
| Item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Accrual) | $426.0M | $1.26B | $1.36B | $1.09B | $1.29B | $1.49B |
| Income Taxes Paid (Cash) | — | — | — | $165.0M | $389.0M | $704.0M |
PNC Financial Services Group, Inc. — M&A AcquisitionsNEW
Per-deal acquisition disclosures sourced from us-gaap:BusinessAcquisitionAxis dimensional XBRL. Each card surfaces the deal's purchase-price allocation (goodwill vs intangibles vs liabilities), contingent consideration (unpaid earn-outs), and pro-forma combined-entity numbers. Probability-of-Success (PoS) factor on biotech targets is the ASC 805 contingent-consideration valuation — higher = closer to commercialization, higher implied target value.