WELLS FARGO & COMPANY/MN — Balance Sheet Charts
12 snapshots of history · ending 2026-03-31 · SEC EDGAR
Assets vs Liabilities
Debt Structure
Working Capital Components
Capital Structure (LT Debt / Cash / Equity)
WELLS FARGO & COMPANY/MN — Equity RollforwardNEW
Per-period stockholders' equity flows + ending balances by component, sourced from the issuer's 10-K dimensional XBRL on us-gaap:StatementEquityComponentsAxis. Positive flows (Net Income / OCI / SBC / Stock Issuance) above the axis; negative flows (Dividends / Buybacks / Tax Withholding) below. Net change in equity per period = sum of bars.
Common + APIC
$70.4B
↑ 0.7%
Retained Earnings
$228.9B
↑ 6.9%
AOCI
−$6.7B
↑ 45.2%
Treasury Stock
—
NCI
$1.9B
↓ 1.3%
Total Equity
—
WELLS FARGO & COMPANY/MN — Long-Term Debt ScheduleNEW
Per-bond schedule sourced from us-gaap:DebtInstrumentAxis dimensional XBRL. Stated rates converted from XBRL's decimal convention (e.g. 0.052) to percent (5.20%).
Total Face
—
Total Carrying
$136.20B
Weighted Avg Rate
1.54%
| Instrument | Stated Rate | Face | Carrying | Effective Rate |
|---|---|---|---|---|
| Fix Float Notes | 1.74% | — | $96.61B | — |
| Fixed Rate Notes | 0.63% | — | $27.34B | — |
| Structured Notes | — | — | $7.61B | — |
| Floating Rate Notes | 2.72% | — | $4.64B | — |
| Floating Rate Advances Federal Home Loan Bank | — | — | — | — |
WELLS FARGO & COMPANY/MN — Pension & OPEBNEW
Per-plan-type defined-benefit + post-retirement disclosures sourced from us-gaap:RetirementPlanTypeAxis dimensional XBRL. Funded status (= plan assets − benefit obligation) is the headline signal — negative values mean the plan is underfunded and the gap sits on the balance sheet as hidden leverage. Discount-rate and expected-return assumptions drive the obligation calculation; small assumption changes cause large swings in the projected liability.
Other Postretirement Benefit Plans Defined Benefit
Plan Assets
$507.0M
Benefit Obligation
$258.0M
Funded Status
+$249.0M
Discount Rate
5.22%
Expected Return
5.72%
Net Periodic Cost
−$49.0M
Service Cost
$0
Interest Cost
$13.0M
Employer Contrib.
$6.0M
Funded Status Trend
Pension Plan And Other Postretirement Benefits Plan
Plan Assets
$247.0M
Benefit Obligation
—
Funded Status
—
Discount Rate
—
Expected Return
—
Net Periodic Cost
—
Service Cost
—
Interest Cost
—
Employer Contrib.
—
Nonqualified Plan
Plan Assets
$0
Benefit Obligation
$318.0M
Funded StatusUNDERFUNDED
−$318.0M
Discount Rate
5.10%
Expected Return
—
Net Periodic Cost
$18.0M
Service Cost
$0
Interest Cost
$15.0M
Employer Contrib.
$40.0M
Funded Status Trend
Qualified Plan
Plan Assets
$8.12B
Benefit Obligation
$7.35B
Funded Status
+$766.0M
Discount Rate
5.40%
Expected Return
6.32%
Net Periodic Cost
$65.0M
Service Cost
$34.0M
Interest Cost
$390.0M
Employer Contrib.
$0
Funded Status Trend
WELLS FARGO & COMPANY/MN — Hedging ActivityNEW
Per-axis derivative-disclosure decomposition sourced from us-gaap:HedgingDesignationAxis and us-gaap:DerivativeInstrumentRiskAxis dimensional XBRL. Designation tells the accounting treatment (designated = earnings volatility bypassed via OCI; nondesignated = mark-to-market through P&L). Risk class tells what's being hedged.
By Hedge Designation
Notional
$11.92T
Fair Value
$21.90B / $21.92B
Notional
$377.84B
Fair Value
$447.0M / $852.0M
| Member | Class | Notional | FV Asset | FV Liability | Gain / Loss |
|---|---|---|---|---|---|
| Designated As Hedging Instrument | Designated | $377.84B | $447.0M | $852.0M | — |
| Nondesignated | Nondesignated | $11.92T | $21.90B | $21.92B | +$269.0M |
By Risk Class
Notional
$634.44B
Fair Value
$6.84B / $12.15B
Notional
$377.84B
Fair Value
$20.59B / $20.84B
Notional
$62.34B
Fair Value
$81.0M / $83.0M
Notional
$8.85B
Fair Value
$2.43B / $3.76B
Notional
$6.46B
Fair Value
$37.44B / $36.76B
| Member | Class | Notional | FV Asset | FV Liability | Gain / Loss |
|---|---|---|---|---|---|
| Commodity Contract | Commodity | $8.85B | $2.43B | $3.76B | — |
| Credit Risk Contract | Credit | $62.34B | $81.0M | $83.0M | −$84.0M |
| Equity Contract | Equity | $634.44B | $6.84B | $12.15B | +$139.0M |
| Foreign Exchange Contract | Foreign Exchange | $6.46B | $37.44B | $36.76B | −$846.0M |
| Interest Rate Contract | Interest Rate | $377.84B | $20.59B | $20.84B | +$269.0M |
WELLS FARGO & COMPANY/MN — Goodwill by SegmentNEW
Per-segment goodwill allocation sourced from us-gaap:StatementBusinessSegmentsAxis dimensional XBRL. Surfaces the impairment-watch story (shrinking goodwill = real write-down loss masked behind GAAP non-cash label) and where the latest M&A landed (acquired-period column).
As of 2025-12-31 · Total Goodwill $24.97B
| Segment | Goodwill | Acquired (Period) | Impairment | FX Translation |
|---|---|---|---|---|
| Consumer Banking And Lending65.8% | $16.42B | — | — | — |
| Corporate And Investment Banking21.1% | $5.27B | — | — | — |
| Commercial Banking11.7% | $2.93B | — | — | +$6M |
| Wealth And Investment Management1.4% | $344M | — | — | — |
WELLS FARGO & COMPANY/MN — Pension Plan Asset AllocationNEW
Per-asset-category breakdown of the pension plan, sourced from us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis dimensional XBRL. Tells the de-risking story — mature plans shift from equity to fixed income as obligations approach payout. Target vs actual allocation column shows the rebalancing signal.
By CategoryAs of 2025-12-31
| Category | Fair Value | Actual % | Target % | Δ vs Target |
|---|---|---|---|---|
| Fixed Income / Debt | — | — | 75.0% | — |
| Equity Securities | — | — | 10.0% | — |
| Private Equity | — | — | 0.0% | — |
WELLS FARGO & COMPANY/MN — VIE & Consolidated EntitiesNEW
Per-consolidated-entity disclosures sourced from us-gaap:ConsolidatedEntitiesAxis dimensional XBRL. Surfaces the shadow-exposure story — banks moved much securitization activity into VIEs they don't consolidate (not the "primary beneficiary") but where contractual exposure is still material. Off-BS commitments are flagged in amber.
As of 2025-12-31
| Entity | Class | Assets | Beneficial Interest | Off-BS Commitments |
|---|---|---|---|---|
| Parent Company | Parent Company (Standalone) | $376.93B | — | — |
| Variable Interest Entity Primary Beneficiary | VIE — Primary Beneficiary (Consolidated) | $13.80B | — | — |
| Variable Interest Entity Not Primary Beneficiary | VIE — Primary Beneficiary (Consolidated) | $284M | — | — |
WELLS FARGO & COMPANY/MN — Bank Loan PortfolioNEW
Per-segment loan-book disclosure sourced from us-gaap:FinancingReceivablePortfolioSegmentAxis dimensional XBRL. NPL ratio (nonaccrual / exposure) is the credit-cycle signal — elevated readings flag stress in that loan book. Reserve coverage (allowance / exposure) shows how much the bank has set aside for expected losses; rising coverage often leads cycle turns.
As of 2025-12-31
| Segment | Class | Exposure | Allowance | Reserve % | Nonaccrual | NPL % |
|---|---|---|---|---|---|---|
| Commercial Portfolio | Commercial | $452.07B | — | — | $1.31B | 0.29% |
| Consumer Portfolio | Consumer (Other) | $242.19B | — | — | $2.84B | 1.17% |