First Internet Bancorp — Earnings
Most recent reported period: FY2025 (Q4) (filed for period ending 2025-12-31) · sourced from SEC EDGAR
Next earnings (estimated): Wed, April 1, 2026 — 27 days overdue (likely already filed but EDGAR cache cold). Anchored to latest quarter-end + 91 days. Analyst-confirmed dates land in a follow-up wave.
YoY = vs same quarter prior year (seasonality-adjusted)
Recent earnings · last 8 quarters
| Quarter end | Revenue | YoY | Net Income | YoY | Op. Margin |
|---|---|---|---|---|---|
| 2025-12-31 | $78M | ↑+0.4% | $5M | ↓-27.8% | — |
| 2025-09-30 | $84M | ↑+12.5% | $-42M | ↓-695.0% | — |
| 2025-06-30 | $81M | ↑+14.0% | $193K | ↓-96.7% | — |
| 2025-03-31 | $77M | ↑+12.7% | $943K | ↓-81.8% | — |
| 2024-12-31 | $78M | ↑+17.4% | $7M | ↑+76.9% | — |
| 2024-09-30 | $75M | ↑+19.0% | $7M | ↑+105.0% | — |
| 2024-06-30 | $71M | ↑+22.1% | $6M | ↑+48.8% | — |
| 2024-03-31 | $68M | ↑+31.0% | $5M | ↑+271.7% | — |
Analyst consensus estimates (EPS / Revenue) and implied move from options will land in a follow-up wave. For now, YoY-vs-prior-year-quarter is the surprise proxy.
Last earnings · FY2025 (Q4)
Revenue
$78M
↑+0.4% +$283K YoY
Net Income
$4M
↓-49.9% -$4M YoY
Earnings surprise · last 8 quarters
YoY % change · proxy for analyst surprise until estimates landEPS history · last 10 fiscal years
diluted, GAAP, annualNote: EPS reflects WEIGHTED-AVERAGE diluted shares for each fiscal year. Pre-stock- split values can blow up the early bars if SEC's XBRL data isn't split-adjusted — flagged as a known limitation; cumulative split-adjustment is a follow-up.
Go deeper
INBK Sankey — flow of dollars
See how revenue waterfalls through every line item to net income for the latest reported quarter, with prior-period comparison.
Open SankeyINBK Key Metrics — EPS, ROE, ROIC
10 CFA-grade fundamental ratios — EPS, BVPS, ROE, ROA, ROIC, Debt/Equity, Current Ratio. Compare across years.
Open Key Metrics