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Bank of South Carolina Corporation

BKSC

CIK 0001007273 Β· Quarterly mode Β· latest period FY2023 (Q2) (ending 2023-06-30) Β· sourced from SEC EDGAR

At a glance Β· FY2023 (Q2)

Revenue
$6M
↑+31.5% +$1Mvs FY2022 (Q2)
Operating Income
$6M
↑+31.5% +$1Mvs FY2022 (Q2)
Net Income
$1M
↓-17.2% -$265Kvs FY2022 (Q2)
Gross Profit
$6M
↑+31.5% +$1Mvs FY2022 (Q2)

Quality Score

Quality score

6-dimension fundamental snapshot Β· latest annual filed values Β· S&P 500 calibration

Poor
17/100
  • Profitability
    0Insufficient data
  • Liquidity
    0Insufficient data
  • Leverage
    0Insufficient data
  • Efficiency
    0Asset Turnover 0.03x (1.0+ = capital-efficient)
  • Growth
    100Revenue YoY +31.5% (10% = solid, 25%+ = elite)
  • Margin Trend
    0Insufficient data

Calibrated to S&P 500 medians. Each sub-score is computed from a single CFA-grade ratio (Profitability = ROIC, Liquidity = Current Ratio, Leverage = D/E, Efficiency = Asset Turnover, Growth = Revenue YoY, Margin Trend = 4Q operating-margin avg vs prior 4Q). Overall = simple mean.

DCF intrinsic value

DCF intrinsic value

two-stage Gordon model

Project BKSC's free cash flow forward, discount back at your hurdle rate, divide by diluted shares. Edit the assumptions to see how sensitive the intrinsic value is.

25%

Trailing 3-yr CAGR was 58.0%

10%

10% is a common all-equity benchmark for US large-caps

2.5%

Should be ≀ long-run GDP growth (~2.5% nominal)

5

5-year explicit projection + perpetuity terminal

Intrinsic value per share
$52.64
Total enterprise IV
$297M
Diluted shares
0.01B
Terminal PV
$231M (78% of total)
Year-5 FCF
$27M
YearProjected FCFDiscounted PV
+1$11M$10M
+2$14M$12M
+3$17M$13M
+4$22M$15M
+5$27M$17M
Terminal$372M$231M

DCF outputs are HIGHLY sensitive to growth + WACC assumptions. A 1pp WACC change can shift IV by 20%+. Use this as a sanity-check vs market price, not a target β€” and always cross-check the underlying FCF source (EDGAR cashflow statement, latest annual). Margin of safety convention: 30-50% discount to IV before buying.

Capital allocation Β· trailing 4 quarters

how the company spent its cash
Capex (TTM)
$674K
investment in PP&E
Dividends paid (TTM)
$4M
cash returned to holders
Stock buybacks (TTM)
β€”
share count reduction
Stock-based comp (TTM)
$120K
non-cash dilution

Balance sheet Β· 2023-06-30

latest filed snapshot
Total assets
$648M
everything owned
Total liabilities
$606M
everything owed
Stockholders' equity
$43M
shareholder claim

Recent performance Β· 53 quarters

Revenue↑+31.5% +$1M
$6M
Net Income↓-17.2% -$265K
$1M
Free Cash Flow↑+590.8% +$495K
$412K

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