Quarter
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CARVER BANCORP, INC.

CARV

CIK 0001016178 · Quarterly mode · latest period FY2025 (Q3) (ending 2025-09-30) · sourced from SEC EDGAR

At a glance · FY2025 (Q3)

Revenue
$1M
↑+69.6% +$495Kvs FY2024 (Q3)
Operating Income
$694K
↑+106.5% +$358Kvs FY2024 (Q3)
Gross Profit
$1M
↑+69.6% +$495Kvs FY2024 (Q3)

Quality Score

Quality score

6-dimension fundamental snapshot · latest annual filed values · S&P 500 calibration

Poor
28/100
  • Profitability
    0ROIC -0.3% (10% = solid, 20%+ = moat)
  • Liquidity
    0Insufficient data
  • Leverage
    66D/E 0.68 (under 0.5 = conservative)
  • Efficiency
    0Asset Turnover 0.00x (1.0+ = capital-efficient)
  • Growth
    100Revenue YoY +69.6% (10% = solid, 25%+ = elite)
  • Margin Trend
    0Insufficient data

Calibrated to S&P 500 medians. Each sub-score is computed from a single CFA-grade ratio (Profitability = ROIC, Liquidity = Current Ratio, Leverage = D/E, Efficiency = Asset Turnover, Growth = Revenue YoY, Margin Trend = 4Q operating-margin avg vs prior 4Q). Overall = simple mean.

Capital allocation · trailing 4 quarters

how the company spent its cash
Capex (TTM)
$355K
investment in PP&E
Dividends paid (TTM)
—
cash returned to holders
Stock buybacks (TTM)
—
share count reduction
Stock-based comp (TTM)
$52K
non-cash dilution

Balance sheet · 2025-09-30

latest filed snapshot
Total assets
$698M
everything owned
Total liabilities
$671M
everything owed
Stockholders' equity
$27M
shareholder claim
Net debt
$-21M
Net cash position ($21M)

Recent performance · 62 quarters

Revenue↑+69.6% +$495K
$1M
Net Income↓-15.0% -$318K
$-2M
Free Cash Flow↓-9.4% -$10K
$-116K
Operating Margin↓-1.5pts
5.9%

Drill down

CARV Sankey

See CARVER BANCORP, INC.'s revenue flow into every line item of the income statement and balance sheet — every dollar accounted for, with prior-period comparison.

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CARV Charts

62 quarters of historical line items — Income, Cash Flow, Balance Sheet, plus margins. Click any chart for the trend dialog.

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CARV Key Metrics

EPS, BVPS, FCF/Share, ROE, ROA, ROIC, D/E, Current Ratio, Quick Ratio, Asset Turnover — 10 CFA-grade fundamentals derived from EDGAR data.

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