CHUBB LIMITED

CB

CIK 0000896159 · Quarterly mode · latest period FY2026 (Q1) (ending 2026-03-31) · sourced from SEC EDGAR

At a glance · FY2026 (Q1)

Revenue
$14.77B
↑+10.6% +$1.42Bvs FY2025 (Q1)
Operating Income
$8.41B
↑+33.5% +$2.11Bvs FY2025 (Q1)
Net Income
$2.32B
↑+74.3% +$989Mvs FY2025 (Q1)
Gross Profit
$8.64B
↑+33.8% +$2.19Bvs FY2025 (Q1)

Quality Score

Quality score

6-dimension fundamental snapshot · latest annual filed values · S&P 500 calibration

Poor
24/100
  • Profitability
    0Insufficient data
  • Liquidity
    0Insufficient data
  • Leverage
    89D/E 0.21 (under 0.5 = conservative)
  • Efficiency
    2Asset Turnover 0.23x (1.0+ = capital-efficient)
  • Growth
    52Revenue YoY +10.6% (10% = solid, 25%+ = elite)
  • Margin Trend
    0Insufficient data

Calibrated to S&P 500 medians. Each sub-score is computed from a single CFA-grade ratio (Profitability = ROIC, Liquidity = Current Ratio, Leverage = D/E, Efficiency = Asset Turnover, Growth = Revenue YoY, Margin Trend = 4Q operating-margin avg vs prior 4Q). Overall = simple mean.

DCF intrinsic value

DCF intrinsic value

two-stage Gordon model

Project CB's free cash flow forward, discount back at your hurdle rate, divide by diluted shares. Edit the assumptions to see how sensitive the intrinsic value is.

4%

Trailing 3-yr CAGR was 4.4%

10%

10% is a common all-equity benchmark for US large-caps

2.5%

Should be ≤ long-run GDP growth (~2.5% nominal)

5

5-year explicit projection + perpetuity terminal

Intrinsic value per share
$464.85
Total enterprise IV
$186.64B
Diluted shares
0.40B
Terminal PV
$132.32B (71% of total)
Year-5 FCF
$15.59B
YearProjected FCFDiscounted PV
+1$13.33B$12.12B
+2$13.86B$11.46B
+3$14.42B$10.83B
+4$14.99B$10.24B
+5$15.59B$9.68B
Terminal$213.10B$132.32B

DCF outputs are HIGHLY sensitive to growth + WACC assumptions. A 1pp WACC change can shift IV by 20%+. Use this as a sanity-check vs market price, not a target — and always cross-check the underlying FCF source (EDGAR cashflow statement, latest annual). Margin of safety convention: 30-50% discount to IV before buying.

Capital allocation · trailing 4 quarters

how the company spent its cash
Dividends paid (TTM)
$1.52B
cash returned to holders
Stock buybacks (TTM)
$4.18B
share count reduction

Balance sheet · 2026-03-31

latest filed snapshot
Total assets
$275.46B
everything owned
Total liabilities
$195.54B
everything owed
Stockholders' equity
$73.79B
shareholder claim
Net debt
$13.69B
LT debt minus cash

Recent performance · 72 quarters

Revenue↑+10.6% +$1.42B
$14.77B
Net Income↑+74.3% +$989M
$2.32B
Free Cash Flow↑+152.0% +$2.38B
$3.95B

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