AMERICA’S CAR-MART, INC.

CRMT

CIK 0000799850 · Quarterly mode · latest period FY2026 (Q4) (ending 2026-01-31) · sourced from SEC EDGAR

At a glance · FY2026 (Q4)

Revenue
$287M
↓-12.0% -$39Mvs FY2025 (Q4)
Operating Income
$90M
↓-16.3% -$18Mvs FY2025 (Q4)
Gross Profit
$144M
↓-7.9% -$12Mvs FY2025 (Q4)

Quality Score

Quality score

6-dimension fundamental snapshot · latest annual filed values · S&P 500 calibration

Poor
26/100
  • Profitability
    0Insufficient data
  • Liquidity
    0Insufficient data
  • Leverage
    100D/E 0.00 (under 0.5 = conservative)
  • Efficiency
    54Asset Turnover 0.90x (1.0+ = capital-efficient)
  • Growth
    0Revenue YoY -12.0% (10% = solid, 25%+ = elite)
  • Margin Trend
    0Insufficient data

Calibrated to S&P 500 medians. Each sub-score is computed from a single CFA-grade ratio (Profitability = ROIC, Liquidity = Current Ratio, Leverage = D/E, Efficiency = Asset Turnover, Growth = Revenue YoY, Margin Trend = 4Q operating-margin avg vs prior 4Q). Overall = simple mean.

Capital allocation · trailing 4 quarters

how the company spent its cash
Capex (TTM)
$2M
investment in PP&E
Dividends paid (TTM)
$40K
cash returned to holders
Stock buybacks (TTM)
$301K
share count reduction
Stock-based comp (TTM)
$4M
non-cash dilution

Balance sheet · 2026-01-31

latest filed snapshot
Total assets
$1.63B
everything owned
Total liabilities
$1.15B
everything owed
Stockholders' equity
$479M
shareholder claim
Net debt
$-118M
Net cash position ($118M)

Recent performance · 65 quarters

Revenue↓-12.0% -$39M
$287M
Net Income↓-2525.8% -$80M
$-77M
Free Cash Flow↑+63.0% +$473K
$-278K

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