Quarter
Charts🇺🇸US Markets

FIRST HAWAIIAN, INC.

FHB

CIK 0000036377 · Quarterly mode · latest period FY2025 (Q4) (ending 2025-12-31) · sourced from SEC EDGAR

At a glance · FY2025 (Q4)

Revenue
$226M
↑+20.1% +$38Mvs FY2024 (Q4)
Operating Income
$226M
↑+20.1% +$38Mvs FY2024 (Q4)
Net Income
$70M
↑+33.2% +$17Mvs FY2024 (Q4)
Gross Profit
$226M
↑+20.1% +$38Mvs FY2024 (Q4)

Quality Score

Quality score

6-dimension fundamental snapshot · latest annual filed values · S&P 500 calibration

Poor
29/100
  • Profitability
    0Insufficient data
  • Liquidity
    0Insufficient data
  • Leverage
    89D/E 0.21 (under 0.5 = conservative)
  • Efficiency
    0Asset Turnover 0.04x (1.0+ = capital-efficient)
  • Growth
    84Revenue YoY +20.1% (10% = solid, 25%+ = elite)
  • Margin Trend
    0Insufficient data

Calibrated to S&P 500 medians. Each sub-score is computed from a single CFA-grade ratio (Profitability = ROIC, Liquidity = Current Ratio, Leverage = D/E, Efficiency = Asset Turnover, Growth = Revenue YoY, Margin Trend = 4Q operating-margin avg vs prior 4Q). Overall = simple mean.

DCF intrinsic value

DCF intrinsic value

two-stage Gordon model

Project FHB's free cash flow forward, discount back at your hurdle rate, divide by diluted shares. Edit the assumptions to see how sensitive the intrinsic value is.

3%

Trailing 3-yr CAGR was -10.1%

10%

10% is a common all-equity benchmark for US large-caps

2.5%

Should be ≤ long-run GDP growth (~2.5% nominal)

5

5-year explicit projection + perpetuity terminal

Intrinsic value per share
$33.73
Total enterprise IV
$4.23B
Diluted shares
0.13B
Terminal PV
$2.98B (70% of total)
Year-5 FCF
$352M
YearProjected FCFDiscounted PV
+1$312M$284M
+2$322M$266M
+3$331M$249M
+4$341M$233M
+5$352M$218M
Terminal$4.81B$2.98B

DCF outputs are HIGHLY sensitive to growth + WACC assumptions. A 1pp WACC change can shift IV by 20%+. Use this as a sanity-check vs market price, not a target — and always cross-check the underlying FCF source (EDGAR cashflow statement, latest annual). Margin of safety convention: 30-50% discount to IV before buying.

Capital allocation · trailing 4 quarters

how the company spent its cash
Capex (TTM)
$32M
investment in PP&E
Dividends paid (TTM)
$131M
cash returned to holders
Stock buybacks (TTM)
$100M
share count reduction
Stock-based comp (TTM)
$16M
non-cash dilution

Balance sheet · 2025-12-31

latest filed snapshot
Total assets
$23.96B
everything owned
Total liabilities
$21.19B
everything owed
Stockholders' equity
$2.77B
shareholder claim
Net debt
$-1.90B
Net cash position ($1.90B)

Recent performance · 43 quarters

Revenue↑+20.1% +$38M
$226M
Net Income↑+33.2% +$17M
$70M
Free Cash Flow↓-2.4% -$2M
$100M

Drill down

FHB Sankey

See FIRST HAWAIIAN, INC.'s revenue flow into every line item of the income statement and balance sheet — every dollar accounted for, with prior-period comparison.

Open Sankey

FHB Charts

43 quarters of historical line items — Income, Cash Flow, Balance Sheet, plus margins. Click any chart for the trend dialog.

Open Charts

FHB Key Metrics

EPS, BVPS, FCF/Share, ROE, ROA, ROIC, D/E, Current Ratio, Quick Ratio, Asset Turnover — 10 CFA-grade fundamentals derived from EDGAR data.

Open Key Metrics