Quarter
Charts

INTERNATIONAL MONEY EXPRESS, INC.

IMXI

CIK 0001683695 · Quarterly mode · latest period FY2025 (Q4) (ending 2025-12-31) · sourced from SEC EDGAR

At a glance · FY2025 (Q4)

Revenue
$147M
↓-10.5% -$17Mvs FY2024 (Q4)
Operating Income
$12M
↓-53.1% -$13Mvs FY2024 (Q4)
Net Income
$6M
↓-63.3% -$10Mvs FY2024 (Q4)
Gross Profit
$147M
↓-10.5% -$17Mvs FY2024 (Q4)

Quality Score

Quality score

6-dimension fundamental snapshot · latest annual filed values · S&P 500 calibration

Weak
43/100
  • Profitability
    35ROIC 11.9% (10% = solid, 20%+ = moat)
  • Liquidity
    100Current Ratio 2.51 (above 1.5 = solid)
  • Leverage
    40D/E 1.21 (under 0.5 = conservative)
  • Efficiency
    80Asset Turnover 1.24x (1.0+ = capital-efficient)
  • Growth
    0Revenue YoY -10.5% (10% = solid, 25%+ = elite)
  • Margin Trend
    0Op Margin 7.9% · trend -5.3pts (4Q avg vs prior 4Q)

Calibrated to S&P 500 medians. Each sub-score is computed from a single CFA-grade ratio (Profitability = ROIC, Liquidity = Current Ratio, Leverage = D/E, Efficiency = Asset Turnover, Growth = Revenue YoY, Margin Trend = 4Q operating-margin avg vs prior 4Q). Overall = simple mean.

DCF intrinsic value

DCF intrinsic value

two-stage Gordon model

Project IMXI's free cash flow forward, discount back at your hurdle rate, divide by diluted shares. Edit the assumptions to see how sensitive the intrinsic value is.

25%

Trailing 3-yr CAGR was 74.0%

10%

10% is a common all-equity benchmark for US large-caps

2.5%

Should be ≤ long-run GDP growth (~2.5% nominal)

5

5-year explicit projection + perpetuity terminal

Intrinsic value per share
$17.48
Total enterprise IV
$527M
Diluted shares
0.03B
Terminal PV
$410M (78% of total)
Year-5 FCF
$48M
YearProjected FCFDiscounted PV
+1$20M$18M
+2$25M$20M
+3$31M$23M
+4$39M$26M
+5$48M$30M
Terminal$660M$410M

DCF outputs are HIGHLY sensitive to growth + WACC assumptions. A 1pp WACC change can shift IV by 20%+. Use this as a sanity-check vs market price, not a target — and always cross-check the underlying FCF source (EDGAR cashflow statement, latest annual). Margin of safety convention: 30-50% discount to IV before buying.

Capital allocation · trailing 4 quarters

how the company spent its cash
Capex (TTM)
$21M
investment in PP&E
Dividends paid (TTM)
—
cash returned to holders
Stock buybacks (TTM)
$16M
share count reduction
Stock-based comp (TTM)
$9M
non-cash dilution

Balance sheet · 2025-12-31

latest filed snapshot
Total assets
$518M
everything owned
Total liabilities
$11M
everything owed
Stockholders' equity
$161M
shareholder claim
Net debt
$26M
LT debt minus cash

Recent performance · 38 quarters

Revenue↓-10.5% -$17M
$147M
Net Income↓-41.9% -$6M
$9M
Free Cash Flow↓-10.8% -$424K
$-4M
Operating Margin↓-7.1pts
7.9%

Drill down

IMXI Sankey

See INTERNATIONAL MONEY EXPRESS, INC.'s revenue flow into every line item of the income statement and balance sheet — every dollar accounted for, with prior-period comparison.

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IMXI Charts

38 quarters of historical line items — Income, Cash Flow, Balance Sheet, plus margins. Click any chart for the trend dialog.

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IMXI Key Metrics

EPS, BVPS, FCF/Share, ROE, ROA, ROIC, D/E, Current Ratio, Quick Ratio, Asset Turnover — 10 CFA-grade fundamentals derived from EDGAR data.

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