KINDCARD, INC.

KCRD

CIK 0001696025 · Quarterly mode · latest period FY2025 (Q3) (ending 2025-10-31) · sourced from SEC EDGAR

At a glance · FY2025 (Q3)

Revenue
$98K
↓-29.9% -$42Kvs FY2024 (Q3)
Operating Income
$62K
↓-33.9% -$32Kvs FY2024 (Q3)
Gross Profit
$64K
↓-44.1% -$50Kvs FY2024 (Q3)

Quality Score

Quality score

6-dimension fundamental snapshot · latest annual filed values · S&P 500 calibration

Average
50/100
  • Profitability
    100ROIC 25.7% (10% = solid, 20%+ = moat)
  • Liquidity
    0Current Ratio 0.05 (above 1.5 = solid)
  • Leverage
    100D/E -0.14 (under 0.5 = conservative)
  • Efficiency
    100Asset Turnover 3.31x (1.0+ = capital-efficient)
  • Growth
    0Revenue YoY -29.9% (10% = solid, 25%+ = elite)
  • Margin Trend
    0Insufficient data

Calibrated to S&P 500 medians. Each sub-score is computed from a single CFA-grade ratio (Profitability = ROIC, Liquidity = Current Ratio, Leverage = D/E, Efficiency = Asset Turnover, Growth = Revenue YoY, Margin Trend = 4Q operating-margin avg vs prior 4Q). Overall = simple mean.

Capital allocation · trailing 4 quarters

how the company spent its cash
Capex (TTM)
investment in PP&E

Balance sheet · 2025-10-31

latest filed snapshot
Total assets
$47K
everything owned
Total liabilities
$1M
everything owed
Stockholders' equity
$-1M
shareholder claim
Net debt
$137K
LT debt minus cash

Recent performance · 36 quarters

Revenue↓-29.9% -$42K
$98K
Net Income↓-491.5% -$37K
$-45K
Free Cash Flow
$25K
Operating Margin↑+33.4pts
-5.4%

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