KINGSWAY FINANCIAL SERVICES INC.

KFS

CIK 0001072627 · Quarterly mode · latest period FY2025 (Q4) (ending 2025-12-31) · sourced from SEC EDGAR

At a glance · FY2025 (Q4)

Revenue
$39M
↑+30.1% +$9Mvs FY2024 (Q4)
Operating Income
$30M
↑+1564.8% +$28Mvs FY2024 (Q4)
Net Income
$28M
↑+5824.1% +$28Mvs FY2024 (Q4)
Gross Profit
$32M
↑+34.9% +$8Mvs FY2024 (Q4)

Quality Score

Quality score

6-dimension fundamental snapshot · latest annual filed values · S&P 500 calibration

Poor
22/100
  • Profitability
    0ROIC -2.5% (10% = solid, 20%+ = moat)
  • Liquidity
    0Insufficient data
  • Leverage
    0D/E 4.66 (under 0.5 = conservative)
  • Efficiency
    34Asset Turnover 0.65x (1.0+ = capital-efficient)
  • Growth
    100Revenue YoY +30.1% (10% = solid, 25%+ = elite)
  • Margin Trend
    0Op Margin -2.3% · trend -4.6pts (4Q avg vs prior 4Q)

Calibrated to S&P 500 medians. Each sub-score is computed from a single CFA-grade ratio (Profitability = ROIC, Liquidity = Current Ratio, Leverage = D/E, Efficiency = Asset Turnover, Growth = Revenue YoY, Margin Trend = 4Q operating-margin avg vs prior 4Q). Overall = simple mean.

Capital allocation · trailing 4 quarters

how the company spent its cash
Capex (TTM)
$188K
investment in PP&E
Stock buybacks (TTM)
$345K
share count reduction
Stock-based comp (TTM)
$2M
non-cash dilution

Balance sheet · 2025-12-31

latest filed snapshot
Total assets
$231M
everything owned
Total liabilities
$197M
everything owed
Stockholders' equity
$15M
shareholder claim
Net debt
$62M
LT debt minus cash

Recent performance · 61 quarters

Revenue↑+30.1% +$9M
$39M
Net Income↓-4.3% -$100K
$-2M
Free Cash Flow↑+247.8% +$912K
$1M
Operating Margin↑+0.1pts
-2.3%

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