Mercer Bancorp, Inc.

MSBB

CIK 0001967306 · Quarterly mode · latest period FY2025 (Q4) (ending 2025-12-31) · sourced from SEC EDGAR

At a glance · FY2025 (Q4)

Revenue
$2M
↑+0.3% +$6Kvs FY2024 (Q4)
Operating Income
$2M
↓-1.0% -$22Kvs FY2024 (Q4)
Net Income
$171K
↓-38.0% -$105Kvs FY2024 (Q4)
Gross Profit
$2M
↑+0.3% +$6Kvs FY2024 (Q4)

Quality Score

Quality score

6-dimension fundamental snapshot · latest annual filed values · S&P 500 calibration

Poor
3/100
  • Profitability
    0Insufficient data
  • Liquidity
    0Insufficient data
  • Leverage
    0Insufficient data
  • Efficiency
    0Asset Turnover 0.05x (1.0+ = capital-efficient)
  • Growth
    18Revenue YoY +0.3% (10% = solid, 25%+ = elite)
  • Margin Trend
    0Insufficient data

Calibrated to S&P 500 medians. Each sub-score is computed from a single CFA-grade ratio (Profitability = ROIC, Liquidity = Current Ratio, Leverage = D/E, Efficiency = Asset Turnover, Growth = Revenue YoY, Margin Trend = 4Q operating-margin avg vs prior 4Q). Overall = simple mean.

Capital allocation · trailing 4 quarters

how the company spent its cash
Capex (TTM)
$3M
investment in PP&E
Stock buybacks (TTM)
$407K
share count reduction
Stock-based comp (TTM)
$81K
non-cash dilution

Balance sheet · 2025-12-31

latest filed snapshot
Total assets
$174M
everything owned
Total liabilities
$149M
everything owed
Stockholders' equity
$25M
shareholder claim

Recent performance · 16 quarters

Revenue↑+0.3% +$6K
$2M
Net Income↓-38.0% -$105K
$171K
Free Cash Flow↑+315.5% +$371K
$253K

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