Quarter
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NI HOLDINGS, INC.

NODK

CIK 0001681206 · Quarterly mode · latest period FY2025 (Q4) (ending 2025-12-31) · sourced from SEC EDGAR

At a glance · FY2025 (Q4)

Revenue
$61M
↓-17.5% -$13Mvs FY2024 (Q4)
Operating Income
$19M
↓-51.2% -$20Mvs FY2024 (Q4)
Net Income
$19M
↑+109.6% +$10Mvs FY2024 (Q4)
Gross Profit
$20M
↓-50.9% -$20Mvs FY2024 (Q4)

Quality Score

Quality score

6-dimension fundamental snapshot · latest annual filed values · S&P 500 calibration

Poor
21/100
  • Profitability
    0Insufficient data
  • Liquidity
    0Insufficient data
  • Leverage
    100D/E 0.01 (under 0.5 = conservative)
  • Efficiency
    27Asset Turnover 0.55x (1.0+ = capital-efficient)
  • Growth
    0Revenue YoY -17.5% (10% = solid, 25%+ = elite)
  • Margin Trend
    0Insufficient data

Calibrated to S&P 500 medians. Each sub-score is computed from a single CFA-grade ratio (Profitability = ROIC, Liquidity = Current Ratio, Leverage = D/E, Efficiency = Asset Turnover, Growth = Revenue YoY, Margin Trend = 4Q operating-margin avg vs prior 4Q). Overall = simple mean.

Capital allocation · trailing 4 quarters

how the company spent its cash
Capex (TTM)
$217K
investment in PP&E
Stock buybacks (TTM)
—
share count reduction
Stock-based comp (TTM)
$1M
non-cash dilution

Balance sheet · 2025-12-31

latest filed snapshot
Total assets
$506M
everything owned
Total liabilities
$266M
everything owed
Stockholders' equity
$240M
shareholder claim
Net debt
$-49M
Net cash position ($49M)

Recent performance · 44 quarters

Revenue↓-17.5% -$13M
$61M
Net Income↑+38.4% +$1M
$-2M
Free Cash Flow↓-38.5% -$8M
$13M

Drill down

NODK Sankey

See NI HOLDINGS, INC.'s revenue flow into every line item of the income statement and balance sheet — every dollar accounted for, with prior-period comparison.

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NODK Charts

44 quarters of historical line items — Income, Cash Flow, Balance Sheet, plus margins. Click any chart for the trend dialog.

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NODK Key Metrics

EPS, BVPS, FCF/Share, ROE, ROA, ROIC, D/E, Current Ratio, Quick Ratio, Asset Turnover — 10 CFA-grade fundamentals derived from EDGAR data.

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