Quarter
Charts🇺🇸US Markets

READY CAPITAL CORPORATION

RC

CIK 0001527590 · Quarterly mode · latest period FY2025 (Q4) (ending 2025-12-31) · sourced from SEC EDGAR

At a glance · FY2025 (Q4)

Revenue
$124M
↓-39.2% -$80Mvs FY2024 (Q4)
Operating Income
$88M
↓-56.6% -$116Mvs FY2024 (Q4)
Net Income
$88M
↓-56.6% -$116Mvs FY2024 (Q4)
Gross Profit
$124M
↓-39.2% -$80Mvs FY2024 (Q4)

Quality Score

Quality score

6-dimension fundamental snapshot · latest annual filed values · S&P 500 calibration

Poor
9/100
  • Profitability
    0Insufficient data
  • Liquidity
    0Insufficient data
  • Leverage
    55D/E 0.89 (under 0.5 = conservative)
  • Efficiency
    0Asset Turnover 0.07x (1.0+ = capital-efficient)
  • Growth
    0Revenue YoY -39.2% (10% = solid, 25%+ = elite)
  • Margin Trend
    0Insufficient data

Calibrated to S&P 500 medians. Each sub-score is computed from a single CFA-grade ratio (Profitability = ROIC, Liquidity = Current Ratio, Leverage = D/E, Efficiency = Asset Turnover, Growth = Revenue YoY, Margin Trend = 4Q operating-margin avg vs prior 4Q). Overall = simple mean.

DCF intrinsic value

DCF intrinsic value

two-stage Gordon model

Project RC's free cash flow forward, discount back at your hurdle rate, divide by diluted shares. Edit the assumptions to see how sensitive the intrinsic value is.

6%

Trailing 3-yr CAGR was 6.4%

10%

10% is a common all-equity benchmark for US large-caps

2.5%

Should be ≤ long-run GDP growth (~2.5% nominal)

5

5-year explicit projection + perpetuity terminal

Intrinsic value per share
$40.91
Total enterprise IV
$6.84B
Diluted shares
0.17B
Terminal PV
$4.91B (72% of total)
Year-5 FCF
$578M
YearProjected FCFDiscounted PV
+1$458M$416M
+2$486M$401M
+3$515M$387M
+4$546M$373M
+5$578M$359M
Terminal$7.90B$4.91B

DCF outputs are HIGHLY sensitive to growth + WACC assumptions. A 1pp WACC change can shift IV by 20%+. Use this as a sanity-check vs market price, not a target — and always cross-check the underlying FCF source (EDGAR cashflow statement, latest annual). Margin of safety convention: 30-50% discount to IV before buying.

Capital allocation · trailing 4 quarters

how the company spent its cash
Dividends paid (TTM)
$113M
cash returned to holders
Stock buybacks (TTM)
$68M
share count reduction
Stock-based comp (TTM)
$6M
non-cash dilution

Balance sheet · 2025-12-31

latest filed snapshot
Total assets
$7.77B
everything owned
Total liabilities
$6.12B
everything owed
Stockholders' equity
$1.54B
shareholder claim
Net debt
$1.17B
LT debt minus cash

Recent performance · 56 quarters

Revenue↓-39.2% -$80M
$124M
Net Income↓-129.9% -$9M
$-17M
Free Cash Flow↑+96.6% +$214M
$435M

Drill down

RC Sankey

See READY CAPITAL CORPORATION's revenue flow into every line item of the income statement and balance sheet — every dollar accounted for, with prior-period comparison.

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RC Charts

56 quarters of historical line items — Income, Cash Flow, Balance Sheet, plus margins. Click any chart for the trend dialog.

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RC Key Metrics

EPS, BVPS, FCF/Share, ROE, ROA, ROIC, D/E, Current Ratio, Quick Ratio, Asset Turnover — 10 CFA-grade fundamentals derived from EDGAR data.

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