SLM Corporation

SLM

CIK 0001032033 · Quarterly mode · latest period FY2026 (Q1) (ending 2026-03-31) · sourced from SEC EDGAR

At a glance · FY2026 (Q1)

Revenue
$649M
↓-1.0% -$7Mvs FY2025 (Q1)
Operating Income
$645M
↓-1.1% -$7Mvs FY2025 (Q1)
Net Income
$308M
↑+1.1% +$3Mvs FY2025 (Q1)
Gross Profit
$649M
↓-1.0% -$7Mvs FY2025 (Q1)

Quality Score

Quality score

6-dimension fundamental snapshot · latest annual filed values · S&P 500 calibration

Poor
2/100
  • Profitability
    0Insufficient data
  • Liquidity
    0Insufficient data
  • Leverage
    0D/E 2.19 (under 0.5 = conservative)
  • Efficiency
    0Asset Turnover 0.09x (1.0+ = capital-efficient)
  • Growth
    13Revenue YoY -1.0% (10% = solid, 25%+ = elite)
  • Margin Trend
    0Insufficient data

Calibrated to S&P 500 medians. Each sub-score is computed from a single CFA-grade ratio (Profitability = ROIC, Liquidity = Current Ratio, Leverage = D/E, Efficiency = Asset Turnover, Growth = Revenue YoY, Margin Trend = 4Q operating-margin avg vs prior 4Q). Overall = simple mean.

Capital allocation · trailing 4 quarters

how the company spent its cash
Dividends paid (TTM)
$106M
cash returned to holders
Stock buybacks (TTM)
$630M
share count reduction
Stock-based comp (TTM)
$42M
non-cash dilution

Balance sheet · 2026-03-31

latest filed snapshot
Total assets
$29.41B
everything owned
Total liabilities
$26.97B
everything owed
Stockholders' equity
$2.44B
shareholder claim
Net debt
$513M
LT debt minus cash

Recent performance · 74 quarters

Revenue↓-1.0% -$7M
$649M
Net Income↑+1.1% +$3M
$308M
Free Cash Flow↑+48.0% +$70M
$-76M

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