OPORTUN FINANCIAL CORPORATION — Key Metrics
2 years of history · ending 2025-12-31 · SEC EDGAR
Per Share Metrics
Expense Ratios
Working Capital Analysis
Valuation Multiples
Cash-Flow Multiples
Enterprise Value Multiples
52-Week Range
Trailing Returns
Yields
EPS (Diluted)
$1
Book Value Per Share
$8
Free Cash Flow Per Share
$9
Cash Per Share
$2
Revenue Per Share
$20
OCF Per Share
$9
Return on Equity
6.8%
Return on Assets
0.8%
Debt to Equity
—
Asset Turnover
0.30
SBC / Revenue
1.1%
Capex / Revenue
—
Invested Capital
$390M
OCF / Net Income
16.38
FCF / Net Income
16.38
Accruals Ratio (Sloan)
-11.9%
Net Debt
$-106M
Net Debt / EBITDA
-58.63
Capex Coverage
—
Tangible Common Equity
$375M
TCE / Total Assets
11.5%
Goodwill / Total Assets
—
Cash ROIC
111.1%
Capex / D&A
—
Asset Growth vs Revenue Growth
5.5%
Revenue 5Y CAGR
10.4%
FCF 5Y CAGR
22.8%
EBITDA 5Y CAGR
-28.1%
Book Value 5Y CAGR
-3.5%
Stock Price (FY-end)
$5
Market Cap
$253M
P/E Ratio
10.03
P/S Ratio
0.26
P/B Ratio
0.65
P/TB Ratio
0.67
P/OCF Ratio
0.61
P/FCF Ratio
0.61
Enterprise Value
$148M
EV / EBITDA
82.03
EV / Sales
0.15
EV / FCF
0.36
FCF Yield
163.3%
Shareholder Yield
-4.2%
Capex Yield
—
Graham Number
$10
Shares Variation (YoY)
18.6%
Beta (5Y)
1.48
Cost of Equity
11.9%
52W High
$9
52W Low
$4
Trailing Return 1Y
30.0%
Trailing Return 5Y
-73.2%
Earnings Forecasts
Per-quarter consensus estimates + actuals + beat/miss surprise. Sourced from Finnhub (Wall Street consensus aggregation).
Source caveat: Finnhub free tier returns the consensus mean only — analyst high / low / dispersion + analyst counts require a paid plan. A "$5.00 consensus" line above could mean "20 analysts at exactly $5" (high conviction) or "10 at $5.50, 10 at $4.50" (split). Treat single-line consensus accordingly.