OPORTUN FINANCIAL CORPORATION — Income Charts
8 quarters of history · ending 2025-12-31 · SEC EDGAR
Source:10-K · 10-Q
Revenue, Gross Profit, Operating Income & Net Income
Margin (%)
Operating Expenses
Income Breakdown
Revenue↓-1.3% -$3M
$248M
SG&A↓-1.6% -$101K
$6M
D&A↓-57.1% -$400K
$300K
EBITDA↓-57.1% -$400K
$300K
Pretax Income
$7M
Tax Provision
$3M
Net Income
$3M
Net Margin
1.4%
Effective Tax Rate
48.1%
Deferred Tax Assets↑+51.7% +$27M
$80M
Deferred Tax Liabilities
—
ETR (Continuing Operations)↑+11.0pts
42.7%
ETR Federal Statutory↑+0.0pts
21.0%
ETR State + Local (pp)↑+5.7pts
13.8%
ETR Foreign Differential (pp)↓-3.2pts
-2.3%
Operating Lease Cost↓-8.0% -$200K
$2M
Revenue YoY Variation↑+3.2pts
-1.3%
Revenue QoQ Variation↑+3.4pts
3.8%