UnitedHealth Group Incorporated Balance Sheet Charts

12 snapshots of history · ending 2026-03-31 · SEC EDGAR

Source:10-K · 10-Q

Assets vs Liabilities

Cash Position Breakdown

Debt Structure

Working Capital Components

Capital Structure (LT Debt / Cash / Equity)

Total Assets↑+0.9% +$2.85B
$312.64B
Current Assets↓-5.4% -$5.16B
$91.13B
Cash & Equivalents↓-8.8% -$2.72B
$28.00B
ST Investments↓-9.7% -$346M
$3.23B
Receivables↓-1.3% -$349M
$26.59B
Inventory↓-13.2% -$500M
$3.30B
Net PPE↓-0.6% -$67M
$10.67B
Goodwill↑+2.7% +$2.95B
$110.51B
Intangibles↓-12.4% -$2.85B
$20.09B
Total Liabilities↑+1.3% +$2.70B
$207.32B
Current Liabilities↑+0.6% +$653M
$114.12B
Long-Term Debt↑+0.2% +$155M
$71.44B
Short-Term Debt↓-35.1% -$3.51B
$6.48B
Stockholders Equity↑+3.1% +$3.08B
$103.89B
Retained Earnings↑+2.0% +$1.94B
$99.88B
Operating Lease ROU Asset
Operating Lease Liability↓-5.6% -$274M
$4.62B
Operating Lease CostNEW↑+14.3% +$200M
$1.60B
Accumulated Depreciation↑+8.2% +$575M
$7.55B
Debt Due Y1↑+33.7% +$1.53B
$6.08B
Debt Due Y2↓-6.0% -$226M
$3.53B
Debt Due Y3↑+2.1% +$74M
$3.60B
Debt Due Y4↑+17.7% +$549M
$3.65B
Debt Due Y5↑+5.4% +$199M
$3.85B
Debt Due >Y5↓-2.1% -$1.25B
$58.66B
Total Debt Carrying Amount
Remaining Performance ObligationNEW↓-11.3% -$1.40B
$11.00B

UnitedHealth Group Incorporated — Equity RollforwardNEW

Per-period stockholders' equity flows + ending balances by component, sourced from the issuer's 10-K dimensional XBRL on us-gaap:StatementEquityComponentsAxis. Positive flows (Net Income / OCI / SBC / Stock Issuance) above the axis; negative flows (Dividends / Buybacks / Tax Withholding) below. Net change in equity per period = sum of bars.

Common + APIC

$568.0M

6211.1%

Retained Earnings

$95.6B

0.5%

AOCI

−$1.1B

51.6%

Treasury Stock

NCI

$6.0B

6.6%

Total Equity

UnitedHealth Group Incorporated — Long-Term Debt ScheduleNEW

Per-bond schedule sourced from us-gaap:DebtInstrumentAxis dimensional XBRL. Stated rates converted from XBRL's decimal convention (e.g. 0.052) to percent (5.20%).

Total Face

$79.48B

Total Carrying

$2.25B

Weighted Avg Rate

4.48%

InstrumentStated RateFaceCarryingEffective Rate
A5.625 Notes Due July20545.63%$2.75B
A3.750notesdue July20253.75%$2.00B
A4.750notesdue July20454.75%$2.00B
A3250 Notes Due May20513.25%$2.00B
A4750 Notes Due May20524.75%$2.00B
A5875 Notes Due February20535.88%$2.00B
A5050 Notes Due April20535.05%$2.00B
A5350 Notes Due February20335.35%$2.00B
A5.150 Notes Due July20345.15%$2.00B
A5.750 Notes Due July20645.75%$1.85B
A5.375 Notes Due April20545.38%$1.75B
A5200 Notes Due April20635.20%$1.75B
A3050 Notes Due May20413.05%$1.50B
A5.500 Notes Due July20445.50%$1.50B
A2300 Notes Due May20312.30%$1.50B
A4.950 Notes Due January20324.95%$1.50B
A4200 Notes Due May20324.20%$1.50B
A4500 Notes Due April20334.50%$1.50B
A6050 Notes Due February20636.05%$1.50B
A4.250notesdue June20484.25%$1.35B
A3.500notesdue August20393.50%$1.25B
A4250 Notes Due January20294.25%$1.25B
A3.700notesdue August20493.70%$1.25B
A2900 Notes Due May20502.90%$1.25B
A4.800 Notes Due January20304.80%$1.25B
A5300 Notes Due February20305.30%$1.25B
A2000 Notes Due May20302.00%$1.25B
A3.875notesdue August20593.88%$1.25B
A5.000 Notes Due April20345.00%$1.25B
A3.850notesdue June20283.85%$1.15B
A6.875notesdue February20386.88%$1.10B
A4.450notesdue December20484.45%$1.10B
A5.500 Notes Due April20645.50%$1.10B
A3.100notesdue March20263.10%$1.00B
A2750 Notes Due May20402.75%$1.00B
A1150 Notes Due May20261.15%$1.00B
A5250 Notes Due February20285.25%$1.00B
A2.875notesdue August20292.88%$1.00B
A4.900 Notes Due April20314.90%$1.00B
A3125 Notes Due May20603.13%$1.00B
A4950 Notes Due May20624.95%$1.00B
A5.3 Notes Due June20355.30%$1.00B
A4.625notesdue July20354.63%$1.00B
A2.950notesdue October20272.95%$950.0M
A3.750notesdue October20473.75%$950.0M
A4000 Notes Due May20294.00%$900.0M
A5.800notesdue March20365.80%$850.0M
A3.875notesdue December20283.88%$850.0M
A5150 Notes Due October20255.15%$750.0M
A3.450notesdue January20273.45%$750.0M
A4250 Notes Due March20434.25%$750.0M
A4.200notesdue January20474.20%$750.0M
A4.65 Notes Due January20314.65%$750.0M
A5.950 Notes Due June20555.95%$750.0M
A4.250notesdue April20474.25%$725.0M
A6625 Notes Due November20376.63%$650.0M
A4.750 Notes Due July20264.75%$650.0M
A3.375notesdue April20273.38%$625.0M
A3950 Notes Due October20423.95%$625.0M
A4.625notesdue November20414.63%$600.0M
A3700 Notes Due May20273.70%$600.0M
A4.375notesdue March20424.38%$502.0M
A6500 Notes Due June20376.50%$500.0M
A1250 Notes Due January20261.25%$500.0M
Floating Rate Notes Due July2026$500.0M
A4.600 Notes Due April20274.60%$500.0M
A4.40 Notes Due June20284.40%$500.0M
A4.700 Notes Due April20294.70%$400.0M
A5.950notesdue February20415.95%$350.0M
A3.700notesdue December20253.70%$300.0M
A5.700notesdue October20405.70%$300.0M
Commercial Paper$2.25B

UnitedHealth Group Incorporated — Goodwill by SegmentNEW

Per-segment goodwill allocation sourced from us-gaap:StatementBusinessSegmentsAxis dimensional XBRL. Surfaces the impairment-watch story (shrinking goodwill = real write-down loss masked behind GAAP non-cash label) and where the latest M&A landed (acquired-period column).

As of 2025-12-31 · Total Goodwill $110.50B

SegmentGoodwillAcquired (Period)ImpairmentFX Translation
Optumhealth38.7%$42.77B+$4.01B
Unitedhealthcare24.6%$27.20B
Optumrx19.7%$21.80B+$284M
Optuminsight17.0%$18.73B

UnitedHealth Group Incorporated — VIE & Consolidated EntitiesNEW

Per-consolidated-entity disclosures sourced from us-gaap:ConsolidatedEntitiesAxis dimensional XBRL. Surfaces the shadow-exposure story — banks moved much securitization activity into VIEs they don't consolidate (not the "primary beneficiary") but where contractual exposure is still material. Off-BS commitments are flagged in amber.

As of 2025-12-31

EntityClassAssetsBeneficial InterestOff-BS Commitments
Parent CompanyParent Company (Standalone)$209.60B

UnitedHealth Group Incorporated — Insurance Reserves by Accident YearNEW

Per-accident-year ASU 2015-09 short-duration disclosure sourced from us-gaap:ShortdurationInsuranceContractsAccidentYearAxis. Incurred Claims is the issuer's current ultimate-loss estimate; IBNR is the unpaid reserve still outstanding. When prior-AY ultimate estimates shrink across periods, that's favorable development (over-reserved → release flatters current earnings).

As of 2025-12-31

Accident YearIncurred ClaimsCumulative PaidIBNRPaid %Reported Claims
2015$264.55B$262.32B99.2%
2016$313.46B$277.13B88.4%