KINDCARD, INC. — Earnings
Most recent reported period: FY2025 (Q3) (filed for period ending 2025-10-31) · sourced from SEC EDGAR
Next earnings (estimated): Fri, January 30, 2026 — 91 days overdue (likely already filed but EDGAR cache cold). Anchored to latest quarter-end + 91 days. Analyst-confirmed dates land in a follow-up wave.
YoY = vs same quarter prior year (seasonality-adjusted)
Recent earnings · last 8 quarters
| Quarter end | Revenue | YoY | Net Income | YoY | Op. Margin |
|---|---|---|---|---|---|
| 2025-10-31 | $98K | ↓-29.9% | $-45K | ↓-491.5% | — |
| 2025-07-31 | $91K | ↑+11.2% | $-178K | ↓-112.3% | — |
| 2025-04-30 | $86K | ↑+0.6% | $-55K | ↑+38.5% | — |
| 2025-01-31 | $105K | ↓-0.7% | — | — | — |
| 2024-10-31 | $139K | ↑+11.1% | $-8K | ↑+84.4% | -5.4% |
| 2024-07-31 | $82K | ↓-35.2% | $-84K | ↓-154.7% | -102.8% |
| 2024-04-30 | $85K | ↓-34.5% | $-90K | ↓-368.2% | -102.6% |
| 2024-01-31 | $105K | ↓-12.4% | — | — | — |
Analyst consensus estimates (EPS / Revenue) and implied move from options will land in a follow-up wave. For now, YoY-vs-prior-year-quarter is the surprise proxy.
Last earnings · FY2025 (Q3)
Revenue
$98K
↓-29.9% -$42K YoY
Earnings surprise · last 8 quarters
YoY % change · proxy for analyst surprise until estimates landEPS history · last 10 fiscal years
diluted, GAAP, annualNote: EPS reflects WEIGHTED-AVERAGE diluted shares for each fiscal year. Pre-stock- split values can blow up the early bars if SEC's XBRL data isn't split-adjusted — flagged as a known limitation; cumulative split-adjustment is a follow-up.
Margin trends · 36 quarters
margin trajectory tells the operating-leverage storyGross Margin↓-16.5pts
65.3%
Operating Margin↑+33.4pts
-5.4%
Net Margin↓-40.5pts
-45.9%
Go deeper
KCRD Sankey — flow of dollars
See how revenue waterfalls through every line item to net income for the latest reported quarter, with prior-period comparison.
Open SankeyKCRD Key Metrics — EPS, ROE, ROIC
10 CFA-grade fundamental ratios — EPS, BVPS, ROE, ROA, ROIC, Debt/Equity, Current Ratio. Compare across years.
Open Key Metrics