NELNET, INC — Key Metrics
2 years of history · ending 2025-12-31 · SEC EDGAR
Forensics
Three classic accounting-quality scores. F-Score (0-9, higher = better fundamentals); M-Score (>-1.78 flags possible manipulation); Z-Score (>2.99 = safe, <1.81 = distressed). Use together — single-score readings are noisy.
F-Score (Piotroski 0-9)
Per Share Metrics
Turnover & Efficiency Analysis (days)
Expense Ratios
Working Capital Analysis
Valuation Multiples
Cash-Flow Multiples
52-Week Range
Trailing Returns
Yields
EPS (Diluted)
$12
Book Value Per Share
$101
Free Cash Flow Per Share
$11
Cash Per Share
$8
Revenue Per Share
$23
OCF Per Share
$12
Return on Equity
12.2%
Return on Assets
3.1%
Debt to Equity
2.11
Asset Turnover
0.06
Days Sales Outstanding
82.93
SBC / Revenue
1.6%
Capex / Revenue
3.1%
Net Current Asset Value
$-10.49B
Invested Capital
$11.47B
OCF / Net Income
0.99
FCF / Net Income
0.93
Accruals Ratio (Sloan)
0.0%
Net Debt
$7.48B
Net Debt / EBITDA
82.60
Cash Coverage
—
Dividend Coverage
9.84
Capex Coverage
16.12
Tangible Common Equity
$3.50B
TCE / Total Assets
24.9%
Goodwill / Total Assets
1.1%
Cash ROIC
3.4%
Capex / D&A
0.29
Total Payout Ratio
26.2%
Asset Growth vs Revenue Growth
14.6%
Revenue 5Y CAGR
6.6%
EPS 5Y CAGR
4.0%
FCF 5Y CAGR
11.0%
EBITDA 5Y CAGR
-14.5%
Book Value 5Y CAGR
7.0%
Stock Price (FY-end)
$133
Market Cap
$4.82B
P/E Ratio
11.25
P/S Ratio
5.66
P/B Ratio
1.31
P/TB Ratio
1.38
P/OCF Ratio
11.39
P/FCF Ratio
12.15
FCF Yield
8.2%
Dividend Yield
0.9%
Shareholder Yield
2.1%
Graham Number
$164
Shares Variation (YoY)
-0.8%
Beta (5Y)
0.65
Cost of Equity
7.8%
Cost of Debt (after tax)
—
WACC
—
52W High
$139
52W Low
$100
Trailing Return 1M
2.3%
Trailing Return 6M
9.4%
Trailing Return 1Y
26.4%
Trailing Return 5Y
104.0%
F-Score (Piotroski)
5.00
Earnings Forecasts
Per-quarter consensus estimates + actuals + beat/miss surprise. Sourced from Finnhub (Wall Street consensus aggregation).
Source caveat: Finnhub free tier returns the consensus mean only — analyst high / low / dispersion + analyst counts require a paid plan. A "$5.00 consensus" line above could mean "20 analysts at exactly $5" (high conviction) or "10 at $5.50, 10 at $4.50" (split). Treat single-line consensus accordingly.