VISA INC. — Key Metrics
3 years of history · ending 2025-09-30 · SEC EDGAR
Forensics
Three classic accounting-quality scores. F-Score (0-9, higher = better fundamentals); M-Score (>-1.78 flags possible manipulation); Z-Score (>2.99 = safe, <1.81 = distressed). Use together — single-score readings are noisy.
F-Score (Piotroski 0-9)
Turnover & Efficiency Analysis (days)
Expense Ratios
Working Capital Analysis
52-Week Range
Trailing Returns
ROIC vs WACC
Return on Equity
52.1%
Return on Assets
20.7%
Return on Invested Capital
33.9%
Debt to Equity
0.52
Current Ratio
1.08
Quick Ratio
1.08
Asset Turnover
0.41
Days Sales Outstanding
28.52
SBC / Revenue
2.2%
Capex / Revenue
3.7%
Working Capital
$2.72B
Net Current Asset Value
$-23.95B
Invested Capital
$57.51B
OCF / Net Income
1.15
FCF / Net Income
1.08
Accruals Ratio (Sloan)
-3.0%
Net Debt
$2.44B
Net Debt / EBITDA
0.10
Interest Coverage
40.74
Cash Coverage
39.15
Dividend Coverage
4.98
Capex Coverage
15.56
Tangible Common Equity
$-9.62B
TCE / Total Assets
-9.7%
Goodwill / Total Assets
20.0%
NOPAT
$19.89B
Cash ROIC
36.7%
WC / Revenue
6.8%
Capex / D&A
1.21
Reinvestment Rate
4.8%
Total Payout Ratio
114.4%
Asset Growth vs Revenue Growth
-5.9%
Revenue 5Y CAGR
12.9%
EPS 5Y CAGR
13.0%
FCF 5Y CAGR
17.3%
EBITDA 5Y CAGR
11.2%
Book Value 5Y CAGR
0.9%
Stock Price (FY-end)
$340
Operating Leverage
0.15
Beta (5Y)
0.90
Cost of Equity
9.0%
Cost of Debt (after tax)
2.5%
52W High
$371
52W Low
$271
Trailing Return 1Y
26.5%
Trailing Return 5Y
81.1%
F-Score (Piotroski)
5.00
Earnings Forecasts
Per-quarter consensus estimates + actuals + beat/miss surprise. Sourced from Finnhub (Wall Street consensus aggregation).
Source caveat: Finnhub free tier returns the consensus mean only — analyst high / low / dispersion + analyst counts require a paid plan. A "$5.00 consensus" line above could mean "20 analysts at exactly $5" (high conviction) or "10 at $5.50, 10 at $4.50" (split). Treat single-line consensus accordingly.